| There are many cash back credit cards on the | | | | to sort your expenses by category. |
| market today. Almost every large issuer has at least | | | | American Express Blue Cash Protection |
| one of these credit cards in their ever growing product | | | | American Express has a variety of measures in place |
| selections. Differentiating between these seemingly | | | | to safeguard their American Express Blue Cash credit |
| similar offers can be a tough affair until you start | | | | card holders in terms of: |
| scratching beneath the surface. | | | | Merchants: Merchants whose products are not to |
| When you do, you will find that some offer more than | | | | specification and those who refuse to accept returns. |
| others. A good example of this is the American | | | | Merchandise: Additional warranties as well as |
| Express Blue Cash credit card. | | | | protection against damage and theft. |
| American Express Blue Cash Financial Tools | | | | Fraud: American Express Blue Cash credit cards are |
| American Express has purposely created an online | | | | protected against fraudulent use, regardless of |
| financial management environment to simplify this often | | | | whether you shop online or in-store. |
| tedious task for holders of their credit cards. | | | | Travel: When you travel, American Express offers |
| Account management: you can pay your American | | | | you access to their Global Assist Hotline (to help with |
| Express Blue Cash bill, monitor your account and all the | | | | any emergencies that may come your way), as well |
| transactions made against your account via the | | | | as travel insurance and car rental accident and |
| internet. This type of control is especially handy if you | | | | damage waiver protection. |
| have issued family members or friends with American | | | | American Express Blue Cash Smart Features |
| Express Blue Cash credit cards linked to your account. | | | | In addition to the financial tools and the protective |
| If you want to remain in touch on the fly, you could | | | | measures offered by American Express to holders of |
| also avail yourself of the free American Express SMS | | | | their credit cards, they also offer a set of ancillary |
| alert service, which notifies you of any transaction | | | | benefits that they call Smart Features. Some of the |
| made on your credit cards and provides you with a | | | | Smart Features you enjoy with American Express |
| timely reminder of account payments falling due. | | | | Blue Cash credit cards include: |
| Bill Payments: American Express Blue Cash credit | | | | Shop Smart: Shop Smart offers savings and discounts |
| cards are eligible for the online Bill Pay service. This | | | | on a wide range of brand names from electronics all |
| service enables you to settle your bills with more than | | | | the way through to designer clothing. |
| 100 companies either as once-off or as automatic | | | | Travel: This Smart feature offers assured bookings, |
| payments. To top it all, payments made in this way | | | | discounts, special offers and low rates to those |
| with your American Express Blue Cash credit cards, | | | | holders of American Express Blue Cash credit cards |
| earn you cash back rewards. | | | | who make their reservations through American |
| Year-End Summary: The year-end summary tool is | | | | Express online. When you travel and you need |
| extremely helpful both from a tax preparation and | | | | assistance, you can either call in at any one of their |
| budgeting perspective. It can be downloaded and | | | | 2,200 travel services counters in more than 130 |
| printed, offers you a full years history and allows you | | | | countries or call the Global Assist hotline. |