| I was grateful to those who invented the credit card in | | | | now because my 18 year old daughter is currently in |
| the beginning, but then my gratitude turned into anger | | | | the hot seat. She receives MasterCard credit card and |
| and disgust. This rapid transformation is all related to | | | | American Express credit card offers through the mail |
| the APRs of credit cards. I am annoyed by the fact | | | | on a daily basis. These credit card companies never |
| that interest rates are constantly increasing. I assume | | | | stop pitching. The hilarious part is that the interest rate |
| that you know the drill by now. Unfortunately, those | | | | is an atrocious 20 percent. The sad thing is that my |
| who are new to the "real world" never do. | | | | daughter doesn't know if that's good or bad. |
| I'm talking about the recent high school graduates and | | | | To make things worse, she still wants to acquire an |
| fresh college students who are just discovering the | | | | American Express credit card after I told her that it's |
| real world. They still get excited at the American | | | | an utterly horrible idea. Well, I guess it's understandable |
| Express credit card spiel in the mail despite all the | | | | on some level because it's a part of being older and |
| ranting about the dangers of credit cards. | | | | more independent. However, I don't want to watch her |
| Many young and clueless people have fallen for the | | | | fall into debt like most of us do. |
| traps of the credit card madness. The whole world is | | | | You should do some research if a Visa, MasterCard |
| basically enveloped in it. It would be a good idea to try | | | | or American Express credit card is essential in your |
| and claw your way out if you can or do better by not | | | | life. It would be smart to browse the web over and |
| acquiring any credit cards at all. Do not be tempted by | | | | over for low APRs. You should not choose an |
| an American Express credit card that offers a 0 APR | | | | application until you pinpoint the best one. |
| for the first year. I assure you that it's not worth your | | | | You'll have some work ahead of you if this is your |
| future earnings and upcoming torment with debt. | | | | very first credit card. I don't recommend an American |
| Search Engine Marketing Specialist | | | | Express credit card for a college student or young |
| Since 1995 SEO/SEM tools, training, and professional | | | | individual, even if some people prefer it because of the |
| "full service" Search Engine Marketing help at very | | | | open spending limit. Credit cards that have open |
| affordable rates. | | | | spending limits are strictly for people who are financially |
| You might say that it's bizarre for me to mention this | | | | set. |