Avoid credit crad fraud


Throw That Pen, Get Chemical Signature

May  I  lick  the  contract?subtle amounts of chemical tracers) and stamp
in color. You need a stamp to state that
The Chemical Signature is a simple concept:"This document is signed / stamped with
make your ink unique by mixing a new colorCustom  Ink  #123456".
and adding secret components. Even salt and
sugar will do it. Now, the custom ink couldAnother problem would arise when you lose
have been invented by Da Vinci, but withoutyour pen or rubber stamping pad. Your ink can
Internet it would have been very hard tofall in the wrong hands. However, it is easy
associate a person with its Own Ink. It isto implement a reporting system such as the
possible now for everyone to have a customone  that  Credit  Cards  have.
ink, adding safety to signatures and
rubberstamps. The ink is obtained by mixingIs  this  document  radioactive?
standard colors in different proportions. As
a first step in validation, the colors areAs a matter of fact, yes. If you are reading
shown in a website, under a code.Thethis in paper, it will be less radioactive
additional components that add safety to thethan a computer monitor, but it still has a
OwnInk system are substances that are easy tobackground  radiation.
detect, if you know what you are looking for.
If you do not, you need a multimillion dollarThe ink can have radioactive components that
lab and many hours of expert chemists orare easy to identify and measure. However, if
biochemists. To know some of the secretthey stay below certain limits, no authority
components, the validator needs to registerwill  complain.
in a website. More components mean more
safety levels, and more requirements forAlternatively, some biological components can
validators.be added for extra safety and easy detection
by a biochemical lab. DNA or saliva could be
What  is  wrong  with  the  $1  ball  pen?good options, but the company providing such
an ink would be liable for handling hazardous
In these times of digital signatures, nobodymaterials. However, many biochemicals are
pays attention to ink signatures, which aresafe  enough  to  be  included  in  the  ink.
still made as in the Middle Ages, but move
billions of dollars every hour. InkFluorescent, magnetic and particulate
signatures in paper will probably stay aroundcomponents  are  also  possible.
until  we  extinct  all  the  forests.
The letter is a worthless lie, but the ink is
However, when handwriting analysts mention$890
technology, they mean a magnifying glass. No
changes have appeared in the way we sign andWho is going to profit from the chemical
in how the signatures are verified. On thesignature?
other hand, criminals have now scanners,
graphic software and check software, enablingThe banks will save money in graphoanalysts
them to easily falsify any rubber stamp orand forged checks. Validator entities will
signature,  no  matter  how  complicated.earn from the simple and profitable chemical
analysis. Resellers of the ink kits, pen
As a result, attempted check fraud in USmakers  and gift shops will also have a bite.
banks surpassed $4.32 billion in 2001,
doubling for the 2nd time in 4 yearsIt is not clear how will Notaries perform
(American Bankers Association Deposit Accountwhen the rules of their business get turned
Fraud  Survey  Report).upside down. Some will join the innovation
and take advantage of it, while others will
Not only banks need to verify signatures:see their business disappear. Scam artists
notaries, universities, governments and thosewill certainly spend thousands in chemistry
who face the globalized economy. And still,courses  and  lab  equipment.
they rely on visual examination to compare
signatures.The product can be segmented into several
price ranges. The simplest custom ink with
You can sign in any color, as long it isfew components and little guaranty will cost
black.about $5, while the ultra-secure variety with
a  golden  pen  will  go  over  800.
There are a few obstacles for the Chemical
Signature. For instance: Will Notaries acceptBeyond all the safety issues, there is a
signatures with Customized Safety Ink?.powerful reason for the Chemical Signature to
Probably not, because the law favors Black.succeed: the impulse of people to affirm
One reason is that light blue is bad fortheir  personality, to be fancy and original.
xeroxing, but there is nothing wrong with
other colors. Maybe the law can change. AndSergio  Samoilovich
there  is  nothing  against chemical tracers.
OwnInk.
It is also possible to sign in black (with



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