| Small business plays a vital role in | | | | can build credit. So when you need that |
| today's economy. It is now easier than | | | | business loan, you will get the best |
| ever to establish a new business. | | | | interest rate and qualify for higher |
| According to the US Small Business | | | | amounts. As your credit builds you |
| Administration, small businesses pay | | | | might also qualify for a lower interest |
| over 45% of the US private payroll. | | | | business credit card. |
| Small businesses also employ over half | | | | So even if your business doesn't have a |
| of all private sector employees and | | | | 6 figure budget, a business credit card |
| provide 60-80 percent of new jobs over | | | | could help your business grow. You |
| the past 10 years. With about 28.5 | | | | never know when your business might |
| million small businesses in the US alone | | | | suddenly need extra money. Office |
| in 2005, virtually all financial | | | | equipment might need immediate |
| institutions now offer small business | | | | replacement. Without a business credit |
| loans to qualifiers for a percentage. So | | | | card, financing could drastically |
| why apply for a small business credit | | | | interfere with your daily routine. |
| card? | | | | Earn Rewards with a Business Credit Card |
| Keep Track of All Your Small Business | | | | You can also save money and earn |
| Expenses | | | | rewards. Certain business credit cards |
| The first and most obvious reason for a | | | | give you cash back on all your |
| small business credit card is to | | | | purchases. Other cards give you varying |
| separate personal finances from business | | | | cash back percentages depending on where |
| related purchases. With your small | | | | you shop...gas stations, grocery stores, |
| business credit card, you can make all | | | | office supply stores, etc. A cash back |
| your transactions by phone, internet or | | | | business credit card is a great way to |
| in person. Then get periodic statements | | | | increase your profit margin. |
| detailing all of your business expenses. | | | | Other cards give you airline travel |
| Business credit cards are accepted | | | | rewards just for using your credit card. |
| virtually everywhere that you shop. | | | | . For instance, if your company has |
| Covering business purchases with | | | | frequent business plane trips, then |
| employee's personal money can get very | | | | small business credit cards that offer |
| messy. So instead of relying on cash, | | | | travel miles, hotel accommodations or |
| use a business credit card. Most credit | | | | travel insurance are most suitable. This |
| card issuers offer a credit limit for | | | | type of credit card could give you |
| employee cards as well as different | | | | travel discounts, free flights, free |
| methods to monitor how the card is used. | | | | companion travel or upgraded flight |
| You no longer have to dread the year-end | | | | seating. |
| nightmare of trying to track where and | | | | Not only does a small business credit |
| when you spent your money. It's like | | | | card provide convenience and rewards, it |
| having all your book-keeping done | | | | also helps to build business credit for |
| automatically for you! In a digital | | | | the future of your company as you watch |
| world, why should your business have to | | | | it grow! Research the business credit |
| collect every last printed receipt? | | | | cards available and find the card that |
| Establish Your Small Business | | | | best suits your business needs. Finance |
| A credit card with your business name on | | | | your business for today and tomorrow. |
| it gives your business credibility. A | | | | Jeremy Biberdorf writes for - a |
| business credit card looks a lot more | | | | directory of business credit cards from |
| professional than paying from your own | | | | top issuers such as American Express, |
| wallet. It also gains the respect of | | | | MasterCard, Visa, Advanta, Chase and |
| financial institutions. Just by owning | | | | CitiBusiness. |
| a business credit card, your business | | | | |