| In the financial world, American Express or AMEX is | | | | credit cards are well on its way to become one of the |
| one of the most widely renowned names. If you have | | | | most popular credit cards used by people. American |
| a credit card in your wallet, chances are you own a | | | | Express offers the "blue" card where it is gaining |
| credit card that has a VISA or MasterCard seal in it. | | | | popularity for a lot of consumers in North American |
| MasterCard and VISA rely on partnerships from | | | | and in Europe. |
| different banks in the world and do not issue a credit | | | | They offer four different blue cards where it is |
| card of their own. What these companies do is they | | | | different from each other. Here are the different blue |
| are simply selling their payment methods. | | | | cards that American Express offers their clients: |
| MasterCard and VISA charge their partners a fee for | | | | -American Express Sky Blue |
| using the payment systems in order to make money. | | | | The Sky Blue card that American Express offer is |
| Both these companies do not issue credit cards. It is | | | | one of the best travel rewards card you can ever |
| important to remember that VISA and MasterCard are | | | | have. They offer great traveling benefits to their clients. |
| only payment systems used by thousands of banks | | | | It offers no black out dates and also no travel |
| worldwide. | | | | restrictions unlike other travel cards you would find in |
| In American Express, they have both the payment | | | | the market. This will mean that a Sky Blue card holder |
| methods and issue their own credit cards. | | | | will be allowed to travel wherever they want and |
| This means American Express runs everything and is | | | | whenever they want. Not only that, the Sky Blue card |
| independent from credit card companies like VISA and | | | | offers 0% introductory APR and no annual fee. |
| MasterCard. They don't need to rely on the payment | | | | Additional benefits of the Sky Blue card include airline |
| systems of VISA and MasterCard because they | | | | tickets discounts, car rentals, hotel stays, and you can |
| already have their own payment systems for their | | | | even have an insurance coverage for the rental card |
| credit cards. | | | | and travel accident. |
| VISA and MasterCard is by far, a more accepted | | | | -American Express Blue Cash |
| payment method for a lot of people. This is because | | | | Blue Cash is also one of the best credit cards that |
| these two companies operate in around 20 million | | | | American Express offers. The benefits get as much |
| locations worldwide. However, American Express is | | | | as 5% cash back from anything they purchase with a |
| more difficult to use because they still don't have the | | | | Blue Cash card unlike the 1% or 2% cash back cards |
| payment systems that these other two companies | | | | from other credit card companies. |
| have. | | | | -American Express Blue Card |
| But, American Express is now upgrading their payment | | | | The Blue Card is the original card offered by American |
| systems and considering opening up payment | | | | Express. Although it doesn't have much of the |
| methods in other countries. | | | | features that the Blue Cash and Sky Blue cards offer, |
| However, American Express has its advantages. | | | | the original Blue Card is still a great choice. The Blue |
| American Express is widely popular in North America | | | | Card offers 0% APR up to 15 months. Other benefits |
| and Europe where this credit card can offer great | | | | are 4.99% APR on balance transfers and it also has |
| credit card deals. Then can offer very attractive rates, | | | | great rewards program that can match other rewards |
| great rewards, and also great customer service. | | | | program offered by other credit cards. Also, there is |
| American Express is unique in its own way. Because | | | | no annual fee with the Blue Card. |
| of the great offers and great rates, American Express | | | | |