| A person goes to use a cash point only to discover a | | | | ATM machines. They could also use a pin camera |
| few days later that his account has being swept clean. | | | | strategically position or just stay close by and spy |
| The account holder becomes mystified. The individual | | | | while you enter your pin. |
| is more likely to be a victim of card skimming fraud. | | | | After harnessing all the necessary details, scammers |
| Card skimming is the theft of the credit card number | | | | may go ahead to make a replica. |
| of potential victims. The scammer can either use | | | | Preventive measures |
| copies of the receipt or a card skimmer to swipe or | | | | Ensure you take your receipts always. |
| store hundreds of victims' credit card information. It's a | | | | Try as much as you can to use ATM machines inside |
| huge business - in 2003 cash machine fraud was | | | | bank premises (as they are less susceptible to |
| worth £61 million. | | | | skimming) |
| The scammers are usually bin divers or fraudulent | | | | Be wary of people who are unnecessary close, when |
| employee of a genuine merchant. Common settings | | | | you want to make transactions. Ensure your pin is not |
| for skimming are restaurants or bars where the | | | | compromised when making the transaction. |
| skimmer can get access of the victim's credit card | | | | Check your account balance regularly |
| and possible out of their view. For cards that don't | | | | Check the card reader before inserting your card. If |
| have magnetic strip, cons may use a small keypad to | | | | you feel tiny prongs, then it's a false front. Don't use it. |
| record the card security code. There have been | | | | Choose passwords that would be difficult for anyone |
| reports of cons placing skimmers at the card slots of | | | | else to guess. |