| The scam usually starts with the fraudster phoning you | | | | they will credit the fraudulent amount back onto your |
| up claiming to be from the fraud or security | | | | card but in order to do this will need the 3 digit number |
| department and indicating that your credit card or debit | | | | to process the refund. |
| card has been red flagged as having potentially | | | | Once these details have been given out the fraudster |
| fraudulent transactions having taken place. The victim | | | | is free to make phone and internet purchases using |
| will become more trusting as the caller is offering | | | | your card details. You should never disclose your card |
| assistance in rectifying the problem. | | | | details from someone that has cold called you no |
| Nowadays its quite easy for fraudsters to get hold of | | | | matter who they claim to be from. If the caller is from |
| customers bank details. These can be bought for a | | | | your card company they should have all your details at |
| small amount over the internet or from countries that | | | | hand. If you have any doubts hang up and call your |
| are large outsourcing or offshore depots for the large | | | | card company to see if in fact there is a query on |
| banks and credit card companies. By having this | | | | your card. |
| information at hand when making the call the fraudster | | | | Nowadays it's not enough to just keep your card |
| seems more legitimate. What they may not have is | | | | details safe and secure. By following these common |
| the 3 digit security code on the back of your card. A | | | | sense steps you will greatly minimise the chances of |
| clear way for them to get this from you is to say that | | | | being conned by a fraudster. |