| Today, your credit score should be very important to | | | | Most creditors understand that people do hit financial |
| you. The things I'm about to mention are not the only | | | | hardship and will help as long as you let them know. |
| ways to improve you score, but it is a great place to | | | | Your creditors are your friends not your enemies. |
| start. Make sure you are on top of your financial | | | | They will help you schedule payments to get you back |
| obligations to secure your future for down the road | | | | on track. |
| when you need it the most. | | | | 2) Always pay your bills on time. This is the easiest |
| There are three credit reporting companies that keep | | | | way to improve your credit score. If you make late |
| track of all your transactions. (Experian, Equifax, and | | | | payments it will negatively affect your score. By all |
| Transunion) There is a chance that a report from each | | | | means pay your bills ahead of time if you can but in |
| of these bureaus may differ, that is why it is important | | | | the current economy situation in the United States this |
| to pull from all three. Under law, each of these | | | | will be hard to do. |
| companies have to give you one free credit report a | | | | 3) Be sure to check your credit report regularly. I would |
| year. | | | | also sign up with a credit site that will monitor your |
| Here are a few tips to help you improve your credit | | | | credit report and notify you if anything fraudulent has |
| score: | | | | occurred under your name. The small monthly fee is |
| 1) If you do miss a few payments here and there | | | | well worth avoiding the hassle of dealing with credit |
| make sure that you get current as soon as you can. | | | | card fraud and identity theft on your own. |