| Chase Identity Protection is a service offered by | | | | Chase Identity Protection can help you in two ways: |
| JPMorgan Chase & Co. designed to provide credit | | | | by providing access to a dedicated, personal fraud |
| and identity theft protection. Like many other identity | | | | specialist who will help you through the process of |
| protection services, Chase Identity Protection offers | | | | restoring your credit information, and by providing you |
| constant monitoring of your credit report for any | | | | with up to $100,000 in fraud expense reimbursement. |
| suspicious activities that may indicate fraudulent use of | | | | The personal fraud specialist, a heavily-tauted feature |
| your personal information or accounts. | | | | of Chase's service, doesn't have the ability to resolve |
| They monitor the credit reports provided by all three of | | | | credit issues for you, but can provide you with |
| the major credit reporting firms: Equifax, Experian, and | | | | information and advice, lists of financial institutions and |
| TransUnion. Any activity on your credit report is | | | | government agencies to contact, sample letters and |
| emailed to you either on a daily or weekly basis. The | | | | forms, and can answer any questions that you have |
| emailed reports allow you the ability to immediately | | | | about the process of restoring your good credit. |
| dispute the new activity with the credit bureaus if you | | | | Fraud expense reimbursement provides you with |
| believe it to be incorrect or the result of some type of | | | | reimbursement of any fraud-related expenses that |
| fraud. This ability to electronic dispute credit information | | | | you incur: lost wages, certain legal fees and expenses, |
| is one of the unique features offered by Chase and | | | | costs for refiling loan applications, and other |
| can eliminate the hassle of manually contacting the | | | | miscellaneous expenses including notary fees, postage, |
| three credit bureaus individually. | | | | and long-distance telephone calls. |
| In addition to the monitoring, Chase Identity Protection | | | | The service is available to anyone (including people |
| provides you with free access to all three of your | | | | who are not currently Chase customers) for a small |
| credit reports and credit scores. You can get new, | | | | monthly fee, automatically charged to a credit card. |
| refreshed, reports every month. If you find that you | | | | The service can be canceled at any time, for a full |
| have been a victim of identity theft or other fraud, | | | | refund of the most recently-billed monthly fee. |