| There is a lot of money to be made online. There are | | | | Advertisements and Traffic Programs |
| millions doing one business or the other on the web. | | | | Because of the main fact that everyone online needs |
| Unfortunately, only a small fraction of online business | | | | visitors on his online shop, the advertising "gurus" |
| guys are really making a living online. But the secret is | | | | capitalise on this to perpetrate their heinous crime of |
| that there is enough money to be made by everyone | | | | selling scams to unsuspecting newbie. |
| who intends to work and earn online. The greatest | | | | FEATURES OF FRAUDULENT BIZ |
| enemy confronting new entrants (newbie) is the | | | | No working links |
| proliferation of scams and online frauds. Reliable | | | | No help or contact section |
| researches have shown and established that about | | | | No real product |
| 95% of money-making schemes on the net are | | | | Obsolescence information |
| fraught with fraudulent tendencies. | | | | TIPS |
| WHAT IS A SCAM? | | | | Use the search engines to determine the reputation of |
| There many "gurus" who promise heaven and earth | | | | the company. You may use your sense of judgment |
| online but they deliver very little. They promise you that | | | | to determine this since you will always find both |
| if you buy their product you will become a millionaire | | | | positive and negative comments about any company |
| from the next fifteen minutes. "Start earning $5,000 | | | | here on the net. |
| daily from tomorrow". "Get three million hits on your | | | | Read the terms and conditions of the contract to |
| website for $10".You have seen ads similar to these | | | | make sure you understand the delivery procedures, |
| over and over. Most of them are scams. No sooner | | | | return policy, and product or service warranty. |
| had you paid would you discover that all their claims | | | | Look for a privacy policy. Be sure that you are |
| are empty. | | | | comfortable with how the company collects, protects, |
| PERSONAL EXPERIENCE | | | | and uses your personal information before you submit |
| I have personally fallen victim of the many scams in | | | | any details. Ensure that the company guarantees that |
| my attempts to learn what works or not online. | | | | your information will not be sold or shared with a third |
| However, everyone needs not pass through the same | | | | party. |
| bitter experience. | | | | Ensure the business has a fair and clear process for |
| TYPES AND CATEGORIES | | | | submitting complaints and/or canceling orders as well |
| 1. Internet Auction Fraud | | | | as guaranteed refund. |
| 2. Internet Service Provider Scams | | | | Make sure transactions are secure. Do not enter any |
| 3. Internet Web Site Design/Promotions - Web | | | | financial information if you see a broken-key or open |
| Cramming | | | | padlock symbol on your Internet browser. |
| 4. Internet Information and Adult Services - Credit Card | | | | Avoid sending confidential or financial information by |
| Cramming | | | | e-mail. It is not a secure procedure since it might be |
| 5. Multi-level Marketing/Pyramid Scams | | | | intercepted before it gets to its destination. |
| 6. Business Opportunities and Work-At-Home Scams | | | | Avoid spam (unsolicited marketing e-mail) by being |
| 7. Investment Schemes and Get-Rich-Quick Scams | | | | careful about disclosing your e-mail address both on |
| 8. Travel/Vacation Fraud | | | | and off-line. Check a company's privacy policy to find |
| 9. Telephone/Pay-Per-Call Solicitation Frauds (including | | | | out whether your e-mail address could be shared with |
| modem dialers and videotext) | | | | other companies. |
| 10. Health Care Frauds | | | | Talk to your children about online activities. Instruct |
| 11. Online Credit Card Frauds | | | | them to keep their personal information private unless |
| 12. Paid survey and paid for typing scams and fraud | | | | you approve. |
| The list is endless but watch out. | | | | |