Protecting Your Mail From Identity Theft

Can you imagine getting a bill for something someonewas altered for a higher dollar amount. Often, the
else purchased? Can you imagine calling the creditidentity thief uses a second victim's account number
card company only to learn that more purchases(obtained from a stolen bank statement) to negotiate
were made? The credit card company nowadays willthe altered check, thus creating two victims with one
probably be helpful by taking the charge off thecrime. To magnify the problem, identity theft criminals
account and closing it to prevent the thief fromcan create additional checks using an inexpensive
obtaining more money fraudulently. This happens tocomputer program that can be purchased at any
thousands of people everyday. It's called identity theft:office supply store.
people stealing other people's identities in order toHaving boxes of checks delivered to a non-locking
make major purchases or to steal from bankmailbox opens the door for an even larger problem.
accounts. Identity theft has become even easier toFamilies' credit records have been destroyed in a very
execute due to the presence of the Internet.short period of time using a stolen box of checks. The
Your mailbox holds a wealth of information for thevictims eventually get their money back, but the cost
identity theft as a thief can access it periodically if it isand time of cleaning up the damaged credit can e
not protected. There are sources of personaldevastating. It can take years to repair the damage
information there that an identity thief will want to getdone by identity theft. To make matters worse, the
their hands on. In addition, an energetic thief can fill outidentity thief often shares the stolen checks with
a change of address form at the post office and getcohorts or trades the blank check books for drugs. As
your mail sent to a new address where it is readilya result, it is not unusual to see stolen checks circulated
available to him. Mail theft is a growing concernover a large geographical area.
throughout the country and if you use a non-lockingThus, your mail, regardless of incoming or outgoing, is a
mailbox to either send or receive mail, you are at risk.source of valuable information to an identity thief. It is
Bill payment checks can be stolen, altered and thenimportant to protect it physically and to monitor the mail
cashed. The identity theft victim is unaware of theyou receive carefully to spot items that should be
theft until either the bill payment is late or checks startthere and are not.
bouncing on his or her account because the check