Protecting Your Business and Your Life

Have you ever had a huge credit card bill without evenmade in your bank and check the billing statement and
purchasing the things listed in the credit cardwithdrawal statement carefully and thoroughly.
statement?Criminals who commit identity fraud are usually careful,
Have you ever been arrested for outstanding parkingpurchasing only one item at a time in the duration of
tickets even if you know that you didn't even committhe credit card billing mails. If you find something
any traffic violations?irregular in your credit card billing statement, report it
Then you might be a victim of identity theft crime.immediately to concerned authorities.
This kind of crime can be very damaging and• Criminals who commit identity theft usually go
frustrating for its victims. Not only that it the persondumpster diving. This means that they go look in
committing this crime can steal your money, but thegarbage to obtain any discarded documents containing
criminal can also ruin your reputation. Financial fraud,personal and financial information. You should be
such as credit card fraud, bank account fraud andcareful when you dispose of your documents
computer fraud are examples of identity theft. Anothercontaining personal and financial information. If it is
type of identity theft involves criminal activitiespossible, burn them or shred them to the point that it
committed in your name. Imagine yourself beingcannot be put back together.
investigated for a crime that you didn't commit. This• Do not carry any unnecessary documents or
can be frustrating or upsetting for anyone whocards in your wallet or purse containing your personal
becomes a victim of identity theft or identity fraud.information. A simple crime like stealing your wallet or
Crimes like these can be very devastating for thepurse can immediately turn to identity crime. This is one
victims and also for the victim's family. It can result onof the most common ways a thief uses to obtain
you being convicted for tax evasion or even fraud.personal information.
There are many forms that identity theft can occur, it• It is wise to make photo copies of your credit
can simply be as simple as a lost or forgotten creditcards, passports and other sensitive documents to
card or submitting your personal information in emailseasily cancel it if ever it was stolen.
to people you don't know.• Your deposit slips is one of the easiest ways a
This is why you should know how to protect yourselfthief can acquire your personal information. Be careful
from identity theft. It is important that you should bewith it. Keep it in a safe place in your home and also
cautious on whom you give your personal informationtry to be aware of it in public areas. Deposit slips can
to and also you should be aware with all your creditprovide the thief to access your bank account.
cards and other things that can provide personal and• Your account in emails and other websites also
financial information about you.provide personal and financial information. Be sure that
Here are some ways to protect yourself from identityyou have a very secure password. Do not use easy
theft:to guess passwords such as, your birthday, or your
• If someone calls you and tells you that they aremothers maiden name.
from the credit card company or other financialIf you suspect that you are a victim of identity theft,
institutions, and would be asking you about youryou should contact the concerned authorities, such as
personal information, do not give it to them. Hang upthe police and fraud offices the moment you suspect
the phone and call the credit card company or financialit. Close your bank accounts immediately and get your
institution the caller said he or she is from.credit card reissued with a different account number.
• If you need to give out your personal informationTell your bank about your suspicion by calling and
to a company, be sure that the company you'restating it in writing.
dealing with will protect the information you give them.For tips on dreams about death, dreams about spiders
Ask on how secure their files are.and other information, visit the Knowledge Galaxy
• It is wise that you should keep track of all thewebsite.
credit card purchases you made and withdrawals you