| My wife and I got a copy of our credit reports. Two | | | | used. I would say that's not a coincidence. We got of |
| car loans on my wife's credit report were not hers. | | | | easy this time. If you hear from victims who didn't get |
| We went to one of the branches of the bank where | | | | by so easy you'll under stand what I am saying. You |
| these loans were and tried to get it taken care of | | | | do not want to wait until someone has run up |
| ourselves. For four months we tried to get the loans | | | | hundreds of thousands of dollars, taken medical |
| removed from her report. Never got it accomplished. | | | | coverage, given you a criminal record, and or theirs |
| Now since the person who ever he or she is was | | | | arrest warrants out in your name before you find out |
| paying these accounts we never knew we were | | | | someone is using your name. Make an intelligent |
| victims. Then someone else tried to take out vision | | | | decision and do everything you need to too protect |
| care benefits in my wife's name. I contacted the | | | | your good name. |
| company who sent us a letter refusing the service. | | | | There are a lot of companies providing Identity Theft |
| First I had to find out who they were. I found out they | | | | services. We choose one that got the loans removed |
| were a middleman company for medical / vision care. I | | | | from my wife's name and put the fraud alerts on at |
| asked who applied for these services. The lady told | | | | the three main credit-reporting agencies. The great |
| me these benefits were applied for over the phone. | | | | part is all I did was made a phone call to this company |
| Now think about this. Someone could be getting | | | | and they did all the work. We did not have to fill out a |
| benefits in your name and doesn't sign or even appear | | | | bunch of forms or get a package telling us what to do. |
| in front of anyone so no one will ever know who they | | | | They took care of it all. The best part is they cover |
| are. So I then asked how they were paying for these | | | | my wife and me both for less than 50 cents a day. I |
| services. She said they used a credit card. I asked | | | | can't even buy a soda at the corner store for 50 |
| what was the number on the credit card. She said all | | | | cents. People always say it happens to someone else. |
| she had was the last four digits of the card used. So I | | | | True my wife is someone else to you. But remember |
| asked for the numbers. She gave them to me. I | | | | you are someone else to us. All the experts say no |
| checked all my credit cards and it just so happens that | | | | one can stop you from becoming a victim, but finding |
| the last four digits on a visa that we had canceled a | | | | out as soon as it happens and having it taken care is |
| good 2 years ago matched the numbers used. So my | | | | considered on of your best defenses. |
| wife's name and a cancelled credit card in her name | | | | |