Identity Theft and Safeguarding Your Credit

Identity theft has been pronounced as one of theFor most of us,credit card offers, bills which have our
major new scourges of the new century.home address and may include our social security
It is estimated that more than 10 million people thus fardigits as part of the account number are a daily
have been the victim of this terrible crime. According tooccurrence in the mail box. Boxes of checks sent to
statistics offered by the FTC and research facilitiesyou also provide an excellent opportunity for identity
who have monitored identity theft over the course ofthieves, who need not even forge a single check, but
five years, the widest range of identity theft happenssimply buy items that they purchase using your
using stolen documents or medical records. Simpleaccount number to give an electronic check.
procedures and items such as a locking mailbox mayFor an identity thief your mail is a veritable treasure
actually help to prevent identity theft.trove of opportunity. One of these items in the right--or
While some identity theft takes place online, it maythe wrong--hands can offer them the means to open
surprise you to know that the vast majority of it, inan account in your name and the ability to use it to
fact, more than 50% takes place among those whowork you seriously into debt, in many cases, prior to
have never been on a computer, or don't use theiryour knowing about it.
credit cards or other information online.A simple locking mailbox can offer you the means to
How are those identity thefts accomplished and whatprotect yourself against many types of identity theft.
can you do to prevent them, or stop the identityWith something so simple as a lock on your mailbox,
thieves in their tracks? Identity thieves may be randomyou can prevent the use of your documents and
people who simply want to take advantage of youroffers by identity thieves who will wreak havoc on
good credit. They may also be well-versed peopleyour personal credit in many ways.
who are organized into groups and steal a great manyAn additional tip for you to help you in preventing
identities at one time, even going so far as to sell themidentity theft--Sign your credit cards and checks with a
on the black market to make money, rather than togel pen. The ink tends to permeate the documents in
use your identity themselves.such a way that rendering the document free of ink
One way to accomplish preventing an identity theftas identity thieves do is next to impossible. With small
may be to buy a locking mailbox. Identity thieves stealand inexpensive techniques, such as a dollar gel pen
the very items that can help to prove your identity orand a low-cost locking mailbox, you can protect
which may assist them in getting a credit card in youryourself in a big way from identity theft which can
name. How many of us receive the credit card offerscost you time, money and headaches.
on a daily basis?