| Not many people realize that the easiest victims of | | | | LIFELOCK REVIEW: THE SYSTEM |
| identity theft are actually children since their names are | | | | Upon a client's enrolment in the program, as per |
| rarely monitored, until they reach the age when they | | | | LifeLock Review information, fraud alerts will be set in |
| can apply for a loan or a credit card. | | | | his credit reports with the Credit Bureau Agencies - |
| If you have children, you should know that credit | | | | Equifax, Experian and TransUnion. |
| companies usually have no way of verifying the age | | | | Our very own LifeLock Review confirms that the |
| of an applicant and all information on the application is | | | | company marks the credit reports of children with a |
| usually taken at face value. Thus, it is very easy for | | | | special alert: these should have no movement in them |
| identity thieves to pick up the phone or log on to the | | | | because the owner is a minor. |
| Internet and apply for a credit card. If a credit issuer | | | | With the alerts in place, credit issuers will be required to |
| requires proof of identification, you should also know | | | | call a client before they can approve an application, |
| that faking identification cards is easy, and many clerks | | | | send out pre-approved cards in the mail, or increase a |
| are not trained to recognize a fake ID. | | | | client's credit limit. The fraud alerts are meant to warn |
| At credit bureau agencies like Equifax, TransUnion and | | | | credit issuers that a thief may be using the client's |
| Experian, the age of an applicant is recognized on the | | | | identity and that they must verify the identity. |
| first credit application. So, if the application shows that | | | | With the fraud alerts in place, our LifeLock Review |
| an applicant is 20, then the three agencies will have | | | | attests to the fact that the firm will then review the |
| that in their records, until a dispute is filed. | | | | client's credit reports every 90 days. If there is a |
| Just thinking about the weak points in the US credit | | | | fraudulent entry, the company will then mitigate the |
| system will show you the growing need for services | | | | situation by talking to creditors, filing the paperwork at |
| like those we address in our LifeLock review. The | | | | the credit bureaus, and filing police reports. These are |
| increasing cases of identity theft all over America are | | | | all indicated in our LifeLock Review Blog. |
| creating the demand for identity theft services. When it | | | | As our LifeLock review confirms, if a client actually |
| comes to your children, you certainly do not want your | | | | loses money to identity thieves while enrolled in the |
| child's future destroyed even before he can live his | | | | security program, LifeLock guarantees to pay the lost |
| own life. It is just too costly. | | | | amount, up to $1 million-- which is a distinguishing |
| Our LifeLock Review asserts that LifeLock is the only | | | | feature in the industry of identity theft services overall. |
| company in the identity theft protection industry that | | | | You certainly want to secure your children's future |
| proactively curbs identity theft. It is also the only | | | | before identity thieves have a chance to destroy it - |
| company to be ISO 27001 certified for data and | | | | before they even begin to live in the "real world. |
| operational security. | | | | |