| Owning a business has it's rewards and it's headaches. | | | | as long as old bills are still in circulation. Carefully inspect |
| Either way the most important thing you want to do, | | | | all bills especially larger ones. Fake bills look flat, printed |
| second to making money, is protecting that business. | | | | and have less detail. Legitimate bills are printed on |
| Theft in your business can wear many different | | | | special paper and have very fine red and blue fibers. |
| masks from the obvious employee and customer theft | | | | 3. Credit Card Fraud. Stolen credit cards can be very |
| to bad checks, stolen credit cards, counterfeit money | | | | easy to use if you and your employees are not |
| and robbery. | | | | verifying the name on the card against a valid form of |
| Employee Theft- this is probably the most upsetting | | | | ID and the signature on the receipt. You can also help |
| form of theft because it is done by people you count | | | | protect card holders by keeping credit card |
| on and trust to help run your business. It is also one of | | | | transactions confidential and never storing whole card |
| the fastest growing forms of theft according to the | | | | numbers on file. |
| FBI. The U.S. Chamber of Commerce estimate that an | | | | Robbery Prevention- businesses are huge targets of |
| astounding 75% of employees steal and they do so | | | | criminals because it is understood and very often true |
| repeatedly. | | | | that businesses carry cash. Even though this type of |
| You can help prevent employee theft by: | | | | crime occurs less often than other business crimes, it is |
| 1. Being involved in your business. Lack of oversight | | | | still a potential for huge losses. |
| enables employees to dip into money and product | | | | 1. Report any suspicious person or activity immediately. |
| because they know you don't account for it. | | | | Network with other businesses and create a business |
| 2. Know your business inside and out. Know what | | | | watch program. |
| money is coming in and out and that it is accounted | | | | 2. Train employees on divulging too much information |
| for. | | | | to anyone who has not been cleared by you. |
| 3. Understand and monitor your inventory very tightly. | | | | 3. Acknowledge every person who enters your |
| 4. Install cameras. Use obvious professional surveillance | | | | business in a friendly manner. It has been shown to cut |
| cameras and even throw in a hidden camera or two in | | | | down on theft and robbery. |
| the mix. Even though cameras do deter crime, people | | | | 4. Keep only small amounts of cash available to |
| will find ways around it. And when they think they are | | | | employees. Keep all other money in a drop safe that |
| out of sight, that hidden camera will be sure to catch all | | | | cannot be opened by employees and post notices of |
| the action. | | | | this. |
| 5. Limit access to safes, cash boxes, keys and alarm | | | | 5. Control entry to your business. Everyone should |
| codes to the building. | | | | enter and exit through a monitored entrance. Keep all |
| Customer Theft- customer's steal from businesses in | | | | other doors locked. |
| a number of ways: | | | | 6. Put height markers on door trim to help with |
| 1. Bad checks. Have a strict check policy and be sure | | | | descriptions. |
| to collect the check writer's information such as phone | | | | 7. Do not allow customers or non-employees enter the |
| number, driver's license number and only accept | | | | business after hours. |
| checks with a printed address. There are also Point of | | | | Again, I stress the importance of being connected to |
| Sale machines that offer check verification services. | | | | your business. If you rarely come in, don't know and |
| 2. Counterfeit bills. The Department of Treasury is | | | | understand standard operating procedures and leave |
| developing ways for illegal production of money to | | | | the running of your business up to other people then |
| become extremely difficult. However, it will still happen | | | | you will be taken advantage of. |