| Credit card fraudsters are having to up their game and | | | | credit cardholders by persuading them to click on |
| are becoming ever more ingenious with the scams | | | | e-mail links and complete bogus online forms. |
| they try to pull off. As a UK credit cardholder you | | | | Dispose Your Statemenst Carefully |
| need to staying on your toes and ahead of the game. | | | | Never throw your card statement away in the rubbish |
| You need to ensure you keep up to date with all the | | | | bin. It may be hard to believe, but it is known that credit |
| different types of credit card scams that fraudsters | | | | card fraudsters are not adverse to checking through |
| might try on you. In this regard we are fairly lucky in | | | | people's rubbish to see if they have thrown away vital |
| the UK in that most UK credit card frauds have been | | | | financial information that can be used to defraud them. |
| tried previously elsewhere, notably the Unites States. | | | | If you really want to dispose of old credit card |
| The following are some general tips to ensure that you | | | | statements, then make sure you put these through a |
| do not fall foul of any fraudster: | | | | shredder at the office. |
| Phishing Phonecalls | | | | Take Command of the Situation |
| Never give your credit card number to anyone who | | | | Never leave your credit card unattended. Today all |
| phones you asking for these details unless you are | | | | credit card transactions can be completed via the Chip |
| certain that the call is a genuine call. Currently a | | | | and PIN. There is no reason whatsoever why you |
| number of fraudster are trying to get UK credit | | | | should ever have to let your credit card out of your |
| cardholders to give them vital information about their | | | | sight. If the salesman tells you then need to check |
| credit cards by 'cold' calling and asking for these details | | | | something, tell them they have to do this in front of |
| on the pre-fix that a fraud has been carried out on the | | | | you. |
| card. If you are in any doubt about the genuineness of | | | | Combating credit card fraud is the responsibility of |
| a call, tell the caller you will phone them back and then | | | | every credit card user in the UK. If we can help to |
| independently check the number you need to call. | | | | reduce the cost to UK credit card providers for losses |
| You Need My Personal Details? | | | | arising from fraud the savings should trickle down to us |
| Never respond to an email asking you for personal | | | | as credit card users. More importantly, however, is if |
| financial information. Always remember that banks and | | | | the UK credit card user can show that you did not act |
| UK credit card providers will never solicit this | | | | in a way that would have reduced the chances of |
| information from you in an e-mail as they're fully aware | | | | your having been defrauded, then they may be able to |
| of the dangers of phishing scam e-mails. | | | | hold you accountable for some of the loss incurred as |
| Phishing Emails | | | | a result of that behavior. So always remain vigilant and |
| Never click on a link in an e-mail if you are not sure of | | | | aware of any scam that UK credit card fraudsters |
| the genuineness of the e-mail sender. More and more | | | | may try on you. |
| fraudsters are obtaining vital personal information about | | | | |