| Many of you face credit card fraud out there in the | | | | happen. So if they do decide to run it up you won't be |
| world and in random places. It can come when you | | | | paying that back. |
| least expect it to happen. | | | | If you suspect credit card fraud then there is good |
| For me it happened when I was on a service mission | | | | chance that you are going to have to sign a statement |
| for my church and that was shocking to say the least. | | | | under oath from the government that you did not |
| It is always important to know how to handle situations | | | | make the questionable purchase. That is what I had to |
| like that because it can and probably will happen to | | | | do in my situation. |
| you at some time or another. | | | | I was also asked a lot of questions on my experiences |
| If you lose your credit card or if you realize that it has | | | | with this card and asked to appear in court if it was |
| been stolen by someone then immediately call the | | | | necessary. Unfortunately I didn't have to do that and |
| issuer of the card. They are going to be your best | | | | the matter was taken care of outside of court. |
| friend with this whole situation and many of them have | | | | Most cards are going to back you up because it is |
| toll-free numbers and 24-hour customer service to | | | | your money and they don't want to lose it either, so |
| deal with these exact emergencies that can throw a | | | | they are going to be on your side. If they aren't then |
| monkey wrench in your day. Fortunately there are | | | | you have plenty of rights as a consumer credit card |
| some solid laws in place to help you out in case this | | | | holder. |
| does happen to you. | | | | Always be aware of where you put your card and |
| According to the law once you have reported that | | | | any receipts that may have your full credit card |
| you have a lost card or it has been stolen then you | | | | number on it. Even though you have a lot of protection |
| have no further responsibility for unauthorized charges | | | | through the government, you don't want to have to |
| on that card at any time. If there were charges before | | | | spend a lot of time blocking your lost card and getting |
| that then you can rest easy that the maximum liability | | | | a new one to replace it. |
| that you have is $50 per card in case this does | | | | |