| One of the most convenient methods of payment is | | | | - Swapping at ATM Machines |
| using a credit card, but they do come with risks. When | | | | - Unsecure Websites |
| someone gets a hold of your credit card number and | | | | Now that you know how someone might steal your |
| uses it you can lose money and it could cost you your | | | | credit card or the number you can be aware and use |
| entire limit. Even though theft is the most popular form | | | | these guidelines to keep yourself protected. |
| of credit card and charge card fraud, there are other | | | | - Put your signature and "SEE ID" on the back of your |
| ways that fraud can happen. Misappropriation is | | | | credit cards immediately |
| another form of fraud. Using your credit card number | | | | - Get rid of expired cards by shredding them |
| without the card present is another popular credit card | | | | - Never keep your pin number in your wallet or on your |
| fraud. Here are some examples of Misappropriation. | | | | card |
| - A server at a local restaurant copies down your | | | | - Make sure to treat your credit cards like they are |
| credit card number and expiration date | | | | real money |
| - You receive a phone call and all you have to do is | | | | - Always go through your statements to verify that |
| provide your credit card number and expiration date to | | | | everything is correct |
| qualify for a discount on a vacation or something else | | | | - If you lose your card or it is stolen report it |
| - Someone goes through your trash or steals your | | | | immediately |
| trash and find receipts or carbon copies with your | | | | - Watch what clerks and servers are doing with your |
| number on it | | | | card when it is being used |
| - Someone in a store swipes your number off their | | | | - Always "x" out the tip spot on the receipt if you tip in |
| copy of the receipt after you make a purchase | | | | cash and never sign a blank receipt |
| Someone can get your actual credit card or the | | | | Use this knowledge to help protect yourself from |
| information from the following: | | | | credit card fraud. Also, you should always be very |
| - Fake emails | | | | careful who you allow to borrow your card or use it |
| - Actual theft | | | | for any reason whatsoever. This will keep you from |
| - Stealing your purse | | | | having any surprises on your statements each month. |
| - Phishing schemes | | | | |