| Free checking is a specialized account provided for | | | | free automated telephone service. |
| the customers who do not prefer to keep a minimum | | | | Most of the banks with this service offer unlimited |
| balance in their checking account. Free checking | | | | check writing which enables the account holders to |
| accounts are scarcely available but a few banks do | | | | write as many checks as they wish free of charge |
| facilitate this kind of account. Surveys on checking | | | | and they even pay to print the first set of checks. |
| accounts reveal that the number of banks offering this | | | | If one has basic banking needs, this account provides |
| account is deteriorating. There are a few restrictions | | | | basic banking services like free and unlimited |
| that apply to some accounts that are- the requirement | | | | transactions at Bank ATMs, free and unlimited teller |
| for direct deposit and/or no return of canceled checks. | | | | transactions and assisted telephone account |
| However, it doesn't mean that the banks are ready to | | | | information calls, free automatic transfers to any other |
| compromise on their NSF (non sufficient funds) | | | | savings account or money market account. |
| charges and ATM fees on the pretext of free | | | | Also the bank provides to its customers a Free |
| checking. | | | | Visa® Xpress ATM & CheckCard (Classic) |
| Free checking has been proved as a boon to its | | | | and Combined monthly statements for free. |
| customers as they are relieved of minimum balance | | | | On the whole, with no minimum monthly balance to |
| and direct deposit requirements and also are | | | | maintain and no monthly service charges, free |
| exempted from paying monthly service fee. | | | | checking is an ideal account to use with online banking, |
| A wide variety of advantages are associated with this | | | | giving you maximum convenience with minimal |
| facility. A few of them include, free Check Card with | | | | problems. |
| free Visa Extras, free Online Banking with Bill Pay and | | | | |