| Avoiding check fraud requires a lot of caution on your | | | | 5 Real bank officials don't ask for personal or account |
| part. Here are some valuable tips on how to avoid | | | | information for any reason whatsoever. |
| check frauds. | | | | 6 Cross out any blank spaces in fields such as payee |
| 1 Cheques or bankers' draft should not be accepted | | | | name, amount in words and figures, etc to avoid |
| for online payment unless it's from someone you know | | | | additions or alterations. |
| well (not on phone or by mail) and trust. Be doubly | | | | 7 Avoid exposing or printing personal information on |
| careful if it is payment for an expense product or | | | | check books. |
| service. | | | | 8 Be wary of people offer to an item from you at a |
| 2 It is important that you keep your chequebook in a | | | | higher price that you quoted. You can contact your |
| safe place. It is very important that you don't leave | | | | local office of fair trading, ASIC or the ACCC for |
| your checkbook lying around, especially where it can | | | | assistance. |
| easily be accessed by others. (Either used, unused or | | | | 9 Scammers will come up with very realistic excuses |
| perhaps blank). You should ensure you shred cancelled | | | | for the overpayment, it is better you send the check |
| checks properly so as to prevent anyone from | | | | back and ask for another. If you have already |
| retrieving account information. | | | | deposited the money in your account, make sure that |
| 3 If you are selling expensive items online insist on | | | | your bank clears the money fully before you make |
| telephone or internet banking in place of cheques. | | | | any returns. |
| 4 If your customers insist on paying with cheques then | | | | 10 Don't be greedy- how often do you see people |
| you must insist they wait until the cheque is fully | | | | paying more for anything, we all want to get items at a |
| cleared and you are sure that the money is genuinely | | | | cheaper price without the quality been compromised. |
| in your account . | | | | So wake up and be wise. |