| Besides knowing the basics of good money | | | | is to further protect the secure password the credit |
| management and staying out of debt, it is also | | | | card customer chooses.o The next step to ensuring |
| important to learn about the best credit card by sifting | | | | whether the safe purchase is enabled is to have the |
| through the bad offers, learning ways to improve or | | | | credit card user check his or her own personal |
| maintain credit history, use reward points, earn money | | | | message prior to entering the password; this is simply |
| from your credit card and the ways in which a credit | | | | a confirmation step to find out if the transaction is |
| card protects online purchases for you! These are all | | | | authenticated by the credit card company, which |
| steps to being an informed credit card customer and | | | | further recommend customers shop online only at |
| we cover the last point for you in our special feature: | | | | participating merchant establishments.o Only after the |
| What good credit card companies recommend plastic | | | | customer has verified that the authentication screen is |
| users to do for safer online shopping: some tips for | | | | genuine (you can do this by checking that the personal |
| using credit cards to protect online purchases?o The | | | | message is the one you have created at the time of |
| top credit card companies are working to make online | | | | registration), do the credit card companies recommend |
| shopping a happier, safer and hassle-free experience | | | | making the payment via credit card. This can be done |
| for their customers by giving comprehensive | | | | by entering the chosen payment password, which |
| information on how to decide on a password, use and | | | | works to authenticate the transaction and complete |
| change it after making it a 'single purchase applicability' | | | | your online purchaseo Many leading credit-card |
| and empowering customers. Reading these tips make | | | | companies have $0 liability policies, which means you |
| the credit card user aware of ways to avoid the | | | | won't be held accountable for any fraudulent |
| credit card identity frauds occurring frequently these | | | | purchases. (Though reading the fine print is |
| days and make secured credit card payment on the | | | | recommended as with MasterCard's zero liability policy, |
| internet by ensuring a verified password such as those | | | | the fact remains it is good only for U.S.- issued cards |
| used for an ATM PIN for making online payments. | | | | while some require you to have no more than one |
| Since this service is available at no additional cost with | | | | disputed purchase in the last 12 months with an |
| the major credit card companies, it makes online | | | | account in good standing.)o Credit cards with special |
| spending using credit cards more secure.o Value | | | | powers like the perishable ones come with a specific |
| add-on supplementary services such as HSBC's new | | | | number assigned to each online purchase or a specific |
| Secure Online Payment Service for performing online | | | | online merchant for a definite time period (a few |
| transactions gives details of whether the credit card | | | | weeks to months). Started by American Express, this |
| has a 'Verified by VISA' on the customer's HSBC | | | | technology has been around since 2000, but other |
| VISA credit card; 'MasterCard' with its SecureCodeTM | | | | companies including MBNA and Discover have |
| for your HSBC MasterCard credit card does the | | | | followed suit, to better protect safe shopping online for |
| same to provide you with the extra security and | | | | customers. Customers can set the dollar amounts and |
| peace of mind for safe online shopping.o Leading credit | | | | time limits according to their needs and spend |
| card companies like Visa, Citibank, HSBC, Discover etc. | | | | according to the specially created temporary account |
| provide this easy-to-use service with no software to | | | | numbers for each purchase! |
| download that requires the customer to only enter their | | | | That aside, the added smartcard technology that |
| user ID and password on the bank's online site to | | | | allows credit card customers (such as Amex Blue) to |
| register for the password protection and verified tag, | | | | "lock" access to Private Payments on their PC, further |
| so there is additional protection with a unique personal | | | | minimizes credit card purchase misuse. |
| message that the person can create themselves. This | | | | |