| Credit cards made it possible for many people to get | | | | code is the access code to a single card onlyo Any |
| all goods or services they want in life with just a simple | | | | additional cards on your account will each have its |
| swipe. However, there is always the question of how | | | | own PIN codeo Unique to your card and you have to |
| secure cards are, especially since many people are | | | | do all you can to safeguard it |
| becoming hard up on cash because of the bad | | | | Fortunately, you can always request to modify your |
| economy. | | | | PIN code once you lose or forget it. |
| Identity theft has become a concern because | | | | How to protect your access codes and maintain credit |
| determined scammers always seem to find newer | | | | card security:o It is always best to never tell anyone |
| and better ways to pilfer money using card | | | | your PIN codeso Never write it down and then put the |
| information. | | | | note carelessly place it somewhereo Sign your card |
| To promote credit card safety and combat this | | | | as soon as you received ito If you must write your |
| growing problem, many card companies are upgrading | | | | access codes keep it where it is safe and never keep |
| their security codes on a regular basis. These days, | | | | in the same place where you keep your cardso Know |
| many cards come with Card Security Code or CSC. | | | | that your PIN and account number from a discarded |
| CSC is different from Personal Identification Number or | | | | receipt could make you exposed to credit fraud. For |
| PIN. While PIN codes are great in terms of security, it | | | | this reason, do not throw your statement, receipts or |
| will not hurt to improve security and promote secure | | | | carbons without shredding themo Do not give your |
| usage. | | | | information over the phone unless you are the one |
| In a nutshell, PINs are:o Fixed on each cardo The PIN | | | | who initiated the call. |