Credit Card From Fraud and ID Theft - What You Should Know

Have you ever tried shopping online? Why not? ManyWhat You Should Do
people find that online shopping is not only easy andThe Federal Trade Commission warns all consumers
convenient, but much cheaper as well. Internetagainst such tricks. Remember that trusted merchants
merchants can afford to sell their products for lowerand government agencies will not solicit personal
prices because of a lower capital needed forinformation from consumers through an electronic
maintaining an online store. But don't forget about themessage.
risk of credit card fraud and identity theft whenThe best thing to do if you receive a suspicious email
purchasing from the web.is to call the company who appeared to have sent it
You may not even be aware of it but other peopleto confirm. Never attempt to open an email or click on
may already be using your personal information tothe links in it.
commit fraudulent crimes against you. For instance,Bear in mind that the URL of a secured website
one common strategy used by identity thieves is calledalways begins with You should also look for the pad
"phishing". In fact, this strategy has been used by IDlocked icon in the bottom right corner of your browser.
thieves since the 1990s and has become more andIf you have been a victim of Identity Theft or credit
more prevalent today.card fraud, contact the FTC immediately.
How is the crime of phishing done? An identity thief willBe Alert Against Online Identity Theft
send an email to an unsuspecting victim, disguising asWhen making an online purchase, check the
an email from a reputable company or online merchantbackground and reputation of the internet merchant
like the IRS, Amazon, PayPal and other big names onyou intend to purchase from. Don't just compare shops
the web. If you're not aware of identity theft tricks, youbased on the low prices they offer. If a certain online
may think that the email is indeed from a valid source.shop sells items at an incredibly low price, if it doesn't
You may be asked to click on a link that leads to ahave a solid track record of service to show, you
phishing website. This webpage was made to look justcould be in danger.
like the genuine company and it takes carefulYou may also prefer to send in your payment through
examination to recognize a fake one from the reala reputable online system like Pay Pal. This way, you
one. The email may ask you to fill out the online formdon't have to reveal your credit card's number to
for them to verify your account. But upon submittinganyone. See to it that the online shop uses a secured
that online form, you may not know that you're alsoserver. There must be a Privacy Policy provided on
handing out your personal information to identitythe site to show that they are concerned about
thieves.protecting their customer's personal information.