| There are 5 kinds of Identity Theft but most people | | | | of Motor Vehicles needed to be able to recognize |
| are just aware of credit card identity theft. That is just | | | | what the driver's licenses of all the other states looked |
| 20% of the problem. Here are all 5. | | | | like so that when a resident of Florida moves to |
| 1) Driver's License Identity Theft | | | | California, the CA DMV can recognize a "real" Florida |
| 2) Social Security Number Identity Theft | | | | license. In order to assist these employees, the federal |
| 3) Character/Criminal Identity Theft | | | | government made up a little book with the EXACT |
| 4) Medical Identity Theft | | | | specs on each state's driver's license. About a week |
| 5) Financial Identity Theft | | | | after that book was mailed out to each state's DMV it |
| You are vulnerable to having your identity stolen. You | | | | was already being sold on the internet, spawning a |
| have a significant investment in protecting your good | | | | new and very lucrative business. All a criminal needs is |
| reputation so the last thing you want is for someone to | | | | a laptop computer, a printer, a laminator and that little |
| use your driver's license to commit a crime, not show | | | | book, and they have themselves a very prosperous |
| up for "your" trial which will result in a bench warrant | | | | little criminal enterprise. The police cannot tell the |
| being issued against you. That is exactly what more | | | | difference between the "real" license and the fake |
| and more people are experiencing as victims of | | | | one. In fact, they can't tell the difference between the |
| Driver's License Identity Theft. If that were to happen | | | | "database you" and the "Real You" that looks back at |
| to you, you would need a lawyer, probably in the | | | | you from your mirror! |
| middle of the night. | | | | Driver’s License ID Theft often affects your |
| Given that only one in seven hundred identity thieves | | | | character/criminal Identity. A prostitue stole a teacher's |
| are caught, there will be no slowdown in this crime | | | | purse. She told her principal and friends about it so |
| wave any time soon but you can protect yourself | | | | everyone knew it was possible that something bad |
| from being the next victim. You need a monitoring | | | | might come of this theft. When a newspaper ran the |
| system that lets you know if a thief opens a post | | | | story of the teacher being arrested for prostitution it |
| office box, files a change of address card, tries to buy | | | | wasn't hard to explain to her friends and neighbors |
| a house or opens a new bank account in your name. If | | | | what had happened. It was a small town so everyone |
| you are falsely accused of a crime due to someone | | | | knew the teacher was a victim of id theft but is that |
| stealing your identity you WILL need the help of the | | | | teacher going to be able to change jobs and go to |
| best lawyers. | | | | another town where they don't know her? Her |
| Social Security - Did you know that on July 1, 2006, 32 | | | | character has been stolen now. |
| states passed laws that require business owners to | | | | Financial ID theft, this is the one everyone focuses on |
| see a passport or Social Security card from each | | | | because we are losing billions each year to id theft. But |
| employee? The government admits that we have 10 | | | | here is the thing, you know those cute little |
| million illegal aliens in the country, but business experts | | | | commercials on TV with the man’s voice coming |
| put that number between 25 - 30 million. But just for | | | | from the woman’s body and the woman’s |
| argument's sake, let's assume 10 million: if each one of | | | | voice coming from the man’s body. They talk |
| those folks paid just in FICA withholding each week, | | | | about ZERO liability. That is a lie! If you don’t |
| $10,000,000 would be going to the Social Security | | | | contest a bill within 60 days YOU are stuck with it and |
| Administration on a weekly basis. Given they are | | | | with our new bankruptcy laws you can’t discharge |
| FOUR TRILLION in debt, they have NO incentive to let | | | | it. How are you going to contest a bill you never got. |
| the actual owner of the Social Security number know | | | | These ID thieves are doing change of address cards |
| that another 10, 20, 80 people are using that same | | | | and having your mail forwarded to another place, a |
| Social Security number since they only have to pay | | | | PO box or another residence. And by the way, the |
| out to the real owner. But the IRS is going to take a | | | | Postal Inspector I met the other night mentioned that |
| real interest when they see how much "you" earned | | | | the post office doesn’t ask for proof that the |
| at your 10, 20 or 80 different jobs but none of "you" | | | | change of address card you are filing is actually YOU. |
| did the proper withholding. Your problem begins when | | | | Anyone can go into the post office and file a change |
| the IRS notices that “you” did not pay the | | | | of address card. So how can you conest a bill you |
| federal and state withholding taxes – the real | | | | don’t get? Sounds like you are going to need |
| “you” will have to hire an attorney to fight the | | | | another lawyer. All of this ID Fraud stuff sounds like the |
| IRS or you will just pay them because it is less | | | | lawyers full employement bill to me. |
| expensive or you may spend years trying to convince | | | | The Federal Trade Commission, which is the lead |
| the IRS that you didn’t earn that money | | | | agency handling ID Theft, says that on average, it |
| Medical – I met a woman the other day who | | | | takes a person 600 hours to restore themselves after |
| recently went into the hospital for some test and they | | | | being a victim. That is FIFTEEN 40 hour work weeks. |
| asked her how her arm was doing. She didn’t | | | | NO ONE has that kind of free time. People need the |
| know what they were talking about. Apprently | | | | protection of having their credit monitored so they |
| someone else had used her medical insurance to treat | | | | know if someone is opening new accounts, forwarding |
| a broken arm. What if it would have been something | | | | their mail or opening a PO Box in their name. There are |
| more serious, like someone got a heart transplant using | | | | lots of new companies that do credit monitoring but |
| her insurance. That would effect her lifetime cap and it | | | | there is only one company that does restoration and |
| would definitely pollute her Medical Data Base if there | | | | that is Kroll Backgound America, Inc. |
| was nothing wrong with HER heart. Medical identity | | | | Kroll is the only company that was allowed to go |
| theft effects your ability to get insurance, proper health | | | | below ground zero to remove the gold from the vaults |
| care if unconscious and they are relying on wrong info | | | | after 9/11. When the FBI, CIA and Saudi government |
| blood type/heart condition of someone else. HIPPA | | | | could not find where Sadam hid the Saudi money that |
| won’t let you into your own file if you admit that | | | | he stole, the Saudis hired Kroll. Kroll found it, recovered |
| positive HIV test isn’t YOU. That broken arm is | | | | it and returned the money to the Saudis. The Security |
| now in her medical data base.Thank God it wasn't | | | | and Exchange Commission hired Kroll to discover |
| something more serious. You are going to need a | | | | where all the Enron money went and the City of San |
| good lawyer to fight this battle to get the other | | | | Diego hired Kroll to investigate and do the forensic |
| people’s info out of YOUR file. | | | | accounting on the recent pension scandal. If our |
| Driver’s License ID Theft – The government | | | | government and big corporations hire Kroll to protect |
| recently decided that the employees at all Department | | | | them, why wouldn't you? |