4 Simple Check Writing Safety Tips

If you are new to check writing, then listen up. Thoughinformation will need to be inputted twice. The first
it's not the most difficult thing in the world, safely writingplace to put the information is in the dollar amount line.
a check is something that everyone needs to knowYou'll find this just under the line that says "PAY TO
before it is all said and done.THE ORDER OF." Include the full amount and any
Use Ink, Never Leadcents that are involved in the transaction. You need to
Writing a check with a pencil leaves you at a huge riskcomplete this portion of the check thoroughly to avoid
of fraud. Someone could erase what you have writtenanother from changing your numbers. Look at the right
and simply fill in the blanks with how much moneyside of the check. Put the numbers you see there in
they'd like to receive. To keep from handing out blankthe amount box.
checks to people, use some sort of ink. Though mostSigning the Check
people would say that a pen is good enough, it is bestWhen you are all done with the other parts of the
to use a permanent marker if at all possible. This ischeck, it's time to sign the check. It is very important
important because there have been instances wherethat you sign the check with your standard signature,
people have engaged in "check washing", a processsimilar to the one that can be found on your driver's
where criminals use chemicals to remove ink fromlicense. If you don't take great care to do this, then the
checks. If you go with permanent marker, this won'tbank could throw up red flags on your check and you
happen to you.could have to answer annoying questions about
Dating and Identifyingpotential fraud. With the amount of check fraud and
Upon first glance at the check, it might seemforgery going on today, banks are on the lookout for
complicated to the inexperienced. If you know all of thesignatures that look suspicious or don't match your
information, however, the blanks are very easy to fillnormal signature. The final part of the check is the
out. To start with, enter the current date on the check."info" section, which is optional. Most people like to write
It is illegal to post-date a check so always recheck thewhat the check is for just for their own bookkeeping
date that you put on the check. Once this has beenease. Generally, the more information you provide, the
completed, be certain to write the name of the personbetter off you will be.
who shall be the recipient of the check on the "pay toOverall, writing a check is not a particularly difficult task,
the order of" line of the check. Make sure that you'vealthough there are a few things to keep in mind. It isn't
accurately written the business name or the person'ssomething to be flippant about, however. Make sure
first and last name.that you've filled out each part correctly so that the
When Filling in the Amountlikelihood of your check being altered is at a minimum.
The foremost piece of information on the check is theThis will prevent future problems and save you from a
amount of money you want the Bank to pay. Thishuge mess of troubles.