| The Blue Sky from American Express is a rewards | | | | on transfers that are initiated when an online application |
| card designed for those who have very good credit. | | | | is submitted. After the introductory period, the rate on |
| With this program, cardholders earn one point for | | | | purchases is a variable rate of 12.99% and 22.99% |
| every dollar they spend on every purchase. There is | | | | variable for cash advances contingent upon credit |
| no limit on the number of miles that can be earned, and | | | | history. There is no balance transfer fee, but future |
| they do not expire as long as the card is active and in | | | | transfers may incur a fee and will be disclosed at that |
| good standing. Points can be redeemed for any flight, | | | | time. No annual fee is charged for the Blue Sky from |
| hotel, rental car, or cruise with no blackout dates or | | | | American Express Card. |
| restrictions on travel. Only one purchase can be made | | | | This card is most advantageous to those who plan to |
| at a time in 7,500 increments, equivalent for a credit of | | | | utilize the rewards program and pay in full each month |
| up to $100. | | | | after the introductory rate expires. It's important to |
| There is a 0% introductory rate for purchases that is | | | | keep in mind that not all applicants quality for the |
| valid for six months, and a 4.99% introductory rate for | | | | introductory rate. |
| balance transfers that is valid until the loan is paid in full | | | | |