Internet Credit and Debit Card Fraud is 'underestimated'

According to new figures released by the BBC,journalists posed as computer hackers in order to
internet credit and debit card fraud in the UK is a muchinfiltrate a website that sold thousands of credit card
bigger problem than it was previously thought. Thisdetails that were stolen online from small retail
makes it essential for small businesses withbusinesses. The journalists obtained the details of
ecommerce websites to ensure that they are offeringthese stolen cards and when they were used, they
their customers a secure online payment method.traced the transactions to a number of UK addresses.
Failure to do this could reduce online sales or evenIt is thought that the BBC has now passed this
damage your reputation as a business.information on to the police.
The Rise of Internet CrimeGetting Away with It
Data obtained from the banking industry indicates thatAndrew McClelland, a spokesperson for the Interactive
card losses from internet, phone and mail order crimeMedia in Retail Group (IMRG), which is an organisation
amounted to a massive £290.5m in 2007. However,that represents online retailers, said that these statistics
the BBC statistics showed that this amount couldshowed that despite the online marketplace making a
amount to as much as £500m if failed attempts atsignificant contribution to the UK economy, it was still
internet crime were also taken into account. Thesetoo easy to commit fraud and other crimes on the
statistics add weight to the Tories’ argumentinternet. He said: “If you're committing a crime
that the government should appoint a minister to dealonline then there is a high probability that you'll get
specifically with internet crime. However, governmentaway with it and even if you are caught a fairly high
ministers have already stated that they have investedprobability again that the punishment won't be that
a significant £29m towards the fighting of onlinesevere.”
crime and they have also vowed to work with theFraud Prevention and Protection
banking industry in order to encourage online retailersUntil the government decide to do more to combat the
to adopt more anti-fraud devices.ever-increasing problem of internet fraud, one of the
Undercover Investigationonly ways to help prevent it is through responsible
The BBC figures were obtained after BBC Newsretailing. Therefore, in order to better protect their
underwent an undercover operation into credit cardcustomers from credit and debit card fraud on the
fraud, which revealed just how simple it was to gaininternet, small businesses should ensure that their
access to stolen credit and debit card details online.ecommerce websites are as safe and secure as
During the undercover investigation, two BBCpossible.