Internet Credit and Debit Card Fraud is 'underestimated'

According to new figures released by the BBC,two BBC journalists posed as computer hackers
internet credit and debit card fraud in the UK is ain order to infiltrate a website that sold thousands
much bigger problem than it was previouslyof credit card details that were stolen online from
thought. This makes it essential for smallsmall retail businesses. The journalists obtained the
businesses with ecommerce websites to ensuredetails of these stolen cards and when they were
that they are offering their customers a secureused, they traced the transactions to a number
online payment method. Failure to do this couldof UK addresses. It is thought that the BBC has
reduce online sales or even damage yournow passed this information on to the police.
reputation as a business.Getting Away with It
The Rise of Internet CrimeAndrew McClelland, a spokesperson for the
Data obtained from the banking industry indicatesInteractive Media in Retail Group (IMRG), which is
that card losses from internet, phone and mailan organisation that represents online retailers,
order crime amounted to a massive £290.5m insaid that these statistics showed that despite the
2007. However, the BBC statistics showed thatonline marketplace making a significant contribution
this amount could amount to as much as £500mto the UK economy, it was still too easy to
if failed attempts at internet crime were alsocommit fraud and other crimes on the internet.
taken into account. These statistics add weight toHe said: “If you're committing a crime online
the Tories’ argument that the governmentthen there is a high probability that you'll get away
should appoint a minister to deal specifically withwith it and even if you are caught a fairly high
internet crime. However, government ministersprobability again that the punishment won't be
have already stated that they have invested athat severe.”
significant £29m towards the fighting of onlineFraud Prevention and Protection
crime and they have also vowed to work withUntil the government decide to do more to
the banking industry in order to encourage onlinecombat the ever-increasing problem of internet
retailers to adopt more anti-fraud devices.fraud, one of the only ways to help prevent it is
Undercover Investigationthrough responsible retailing. Therefore, in order to
The BBC figures were obtained after BBC Newsbetter protect their customers from credit and
underwent an undercover operation into creditdebit card fraud on the internet, small businesses
card fraud, which revealed just how simple it wasshould ensure that their ecommerce websites are
to gain access to stolen credit and debit cardas safe and secure as possible.
details online. During the undercover investigation,