| Each time you use credit cards online or offline, | | | | amount, send it to your card company and get |
| you are risk getting your information hacked by | | | | charged for the wrong amount of money. |
| scammers who will do everything they can to | | | | Four: One of the most effective ways to prevent |
| make money off your credit cards. In this article, | | | | credit card fraud is to never divulge any sensitive |
| we will discuss several ways to protect yourself | | | | information pertaining to your card in the first |
| from credit fraud. | | | | place. There have been cases where scammers |
| One: The first step towards the safety of your | | | | posed as customer service representative in |
| cards is to put it somewhere close to your body | | | | order to trick people into giving their card details. |
| or somewhere where it cannot be seen or | | | | So unless you initiated the call, do not give your |
| snatched away easily. This can be especially useful | | | | information to a customer service representative. |
| if you are shopping in places where there are | | | | Never return calls to unidentified numbers on your |
| many people. Ideally, it is best to carry only one | | | | answering machine and do not give it to anyone |
| or two credit cards and leave the rest at home. | | | | who requests for your number, directly. |
| In addition to this, do not expose your cards | | | | Five: Exercise caution when you use credit cards |
| longer than necessary. Once you are done making | | | | online. This means thinking twice about clicking |
| a purchase, put your cards away at once and | | | | email links or even transacting business with |
| check if you have your card back before you | | | | certain websites online. It is quite common for |
| leave the store. | | | | thieves to use bogus websites to collect other |
| Two: When getting rid of your billing statements, | | | | people's card details. If you are unsure on the |
| shred them up rather than simply throwing it | | | | legitimacy of a certain email or a website, read or |
| away in the trash can. This goes the same for | | | | visit it at all. |
| expired or canceled cards. This is to ensure that | | | | Six: Always check your billing statement and |
| no dumpster divers can get a-hold of your cards | | | | make sure that they are free from errors. |
| numbers and use them. | | | | Unauthorized purchases are clear signs that you |
| Three: Always check to see if your credit | | | | have been a victim of credit card fraud. If this is |
| receipts have indicated the total amount of | | | | the case, contact your customer service and |
| purchase before you sign it. If the receipt has a | | | | report the discrepancy immediately. Your can |
| blank space, where the total amount of purchase | | | | company will give you instructions on the steps |
| should be indicated, draw through them before | | | | you should take once it is confirmed that your |
| you sign them or else the cashier could write the | | | | card have been used by unscrupulous individuals. |