| Each time you use credit cards online or offline, you | | | | Four: One of the most effective ways to prevent |
| are risk getting your information hacked by scammers | | | | credit card fraud is to never divulge any sensitive |
| who will do everything they can to make money off | | | | information pertaining to your card in the first place. |
| your credit cards. In this article, we will discuss several | | | | There have been cases where scammers posed as |
| ways to protect yourself from credit fraud. | | | | customer service representative in order to trick |
| One: The first step towards the safety of your cards | | | | people into giving their card details. So unless you |
| is to put it somewhere close to your body or | | | | initiated the call, do not give your information to a |
| somewhere where it cannot be seen or snatched | | | | customer service representative. Never return calls to |
| away easily. This can be especially useful if you are | | | | unidentified numbers on your answering machine and |
| shopping in places where there are many people. | | | | do not give it to anyone who requests for your |
| Ideally, it is best to carry only one or two credit cards | | | | number, directly. |
| and leave the rest at home. In addition to this, do not | | | | Five: Exercise caution when you use credit cards |
| expose your cards longer than necessary. Once you | | | | online. This means thinking twice about clicking email |
| are done making a purchase, put your cards away at | | | | links or even transacting business with certain |
| once and check if you have your card back before | | | | websites online. It is quite common for thieves to use |
| you leave the store. | | | | bogus websites to collect other people's card details. If |
| Two: When getting rid of your billing statements, shred | | | | you are unsure on the legitimacy of a certain email or |
| them up rather than simply throwing it away in the | | | | a website, read or visit it at all. |
| trash can. This goes the same for expired or canceled | | | | Six: Always check your billing statement and make |
| cards. This is to ensure that no dumpster divers can | | | | sure that they are free from errors. Unauthorized |
| get a-hold of your cards numbers and use them. | | | | purchases are clear signs that you have been a victim |
| Three: Always check to see if your credit receipts | | | | of credit card fraud. If this is the case, contact your |
| have indicated the total amount of purchase before | | | | customer service and report the discrepancy |
| you sign it. If the receipt has a blank space, where the | | | | immediately. Your can company will give you |
| total amount of purchase should be indicated, draw | | | | instructions on the steps you should take once it is |
| through them before you sign them or else the cashier | | | | confirmed that your card have been used by |
| could write the amount, send it to your card company | | | | unscrupulous individuals. |
| and get charged for the wrong amount of money. | | | | |