American Express: More than Credit Cards?

American Express is a fascinating story of Americanservices, although the banks could have done the
success. Most people hear ?American Express? andsame to them, the American Express brand was
think credit cards and even think of a new, edgyalready well trusted. They started with money orders,
company. The truth might be otherwise, but doesand were selling traveler's checks already in 1891! They
American Express like their brand's position? Thenext expanded into Europe and in 1905, were
answer appears to be ?yes,? and it appears to becommissioned by the US government to be the official
working.money exchanger to the new emigrants to cut back
American Express is a company that is over 150on the swindling. The first brand that most emigrants
years old, and got its name from its first service: ansaw was American Express!
express company that shipped valuables. The oldWorld War 1 brought American Express into the travel
days of the delivery business was tightly related toindustry by helping stranded American civilians get
money. People had to ship money and money orders,home at a time when no other bank would take their
there was not a strong Post Office like there is today,checks. During this time, American Express continued
and you could not confidently ship larger items, orto expand into the travel business. Soon following, the
valuables. As the United States grew west, banksGreat Depression struck and it was a bittersweet time
established themselves, and were a large client offor American Express.
American Express. They hired American Express toAmerican Express is much more than a credit card
help move money, gold, stock certificates andcompany, they have earned their edgy reputation from
customers' valuables.the beginning, for a later history, 1930-today, check
As this became more profitable, American Expressback for:
cut back on their large parcel deliveries and began toAmerican Express: More than Credit Cards: Part II.
?cut out the middleman? by offering their own financial