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| whether you canmake additional purchases. | | | | |
| Even small purchases can reallyadd up to big | | | | 2. Always be aware of your outstanding credit |
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| statement. If you find anypurchases you did | | | | |
| not make, or higher charges than those onthe | | | | 3.Any credit card receipts should be kept |
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| immediately. | | | | statement. If you find anypurchases you did |
| | | | not make, or higher charges than those onthe |
| 4. don't give your credit card to anyone, not | | | | receipt, contact your credit card company |
| evenfriends and family. Its not that you cant | | | | immediately. |
| trust thesefolks but it would be really | | | | |
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| the only one making them. | | | | evenfriends and family. Its not that you cant |
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| 5. don't ever borrow more than your ability | | | | difficult to track purchasesif you are not |
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| arent able to pay itback, it can hurt your | | | | |
| future ability to obtain otherforms of loans | | | | 5. don't ever borrow more than your ability |
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| | | | arent able to pay itback, it can hurt your |
| 6. Pay your credit card bills on time or even | | | | future ability to obtain otherforms of loans |
| beforethey are due. Doing so will not only | | | | such as home mortgages, car loans etc. |
| help improve yourcredit scores, but also help | | | | |
| avoid additional costsassociated with late | | | | 6. Pay your credit card bills on time or even |
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| fullevery month. To ensure this, budget your | | | | payment charges and accrued interest. |
| credit cardpurchases on a monthly basis and | | | | |
| then don't allow yourpurchases to exceed that | | | | 7. Try to have your credit card bills paid in |
| amount. | | | | fullevery month. To ensure this, budget your |
| | | | credit cardpurchases on a monthly basis and |
| 8.Keep your credit cards for new purchasing. | | | | then don't allow yourpurchases to exceed that |
| don't pay onecredit card bill with a | | | | amount. |
| different credit card. This willinevitably | | | | |
| lead to more charging and higher balances. | | | | 8.Keep your credit cards for new purchasing. |
| | | | don't pay onecredit card bill with a |
| Connie Gutchrif is the President of FN Credit | | | | different credit card. This willinevitably |
| - An excellentresource for information on | | | | lead to more charging and higher balances. |