American Express Business Credit Card Review

Best regardsWiththe first use of this American Express business
Sam Donaldsoncredit cardone also receives 5,000 bonus points after
American Express Business Credit Card Reviewtheir firstinitial purchase. Card holders of this business
This American Express business credit card reviewedcredit cardalso receive 5,000 bonus points for reaching
in thisarticle is known as the Business Gold Rewards$20,000 inspending, 20,000 more bonus points for
Card. It isa charge scheme card, as opposed to areaching $50,000 inspending, and even another 10,000
typical credit cardthat allows you to pay over time. Stillbonus points upon theone-year renewal of the
as card holders areextended credit with it's use untilbusiness credit card. According to
the next billing cycle,it is a credit card; albeit not in theCardOffers.com, "With a spending average of just
usual sense. Thiscredit card is made for business$5,000 permonth, cardholders can potentially earn up
owners with decent creditwho aim to pay their relatedto 100,000points or more in the first year alone.". The
business expenses in full atthe end of each and everyAmerican
month. As a holder of thisExpress site claims that 100,000 points is enough for
American Express business credit card you also4domestic airline tickets!
getparticipation in the cards membership rewardsThere is an annual fee of $125 for the primary card
scheme at noadditional cost to you.holderfor this business credit card and a $45 fee for
It is important to note that this American Expresseach extracardholder; however, the fee(s) for the
businessdoes not offer the option to pay balancesprimary cardholderand for added cardholders will be
over time. A sidebenefit to this is that it could help putwaived for the 1st year.
the breaks onneedless spending for many business asAlso it is important to note that you can get additional
it is important tocontrol one's spending with this"Green" American Express credit cards at no
business credit card asopposed to one that allows youadditional cost.
to pay over time. Still, ifyou are making a largeVia the American Express OPEN Savings program,
purchase and wish to pay over timewith the Americancard holderscan get discounts on products and
express business credit card, there is aservices fromparticipating merchants like FedEx,
1-800 number you can call to discuss options thatAT&T, Hertz, and more.
areavailable. Tracking your card spending with theIt is important to review the disclosures, terms,
Expenseandconditions for participating merchant discounts,
Management Reports service is a snap. The serviceasrestrictions and limitations do apply at times.
gives youquick access to data as it also helps you toWith this American Express business credit card
manage thespending of additional cardholders, such asdisputesare resolved without the paperwork hassles
employees.usuallyinvolved. If there's ever a charge on your
These reports can easily be downloaded intostatement thatdon't look right or you feel is wrong, all
Quickbooks orother renown commercial and personalyou have to dois call a member of the small business
finance softwareapplications. You can even set upteam at American
account alerts with yourExpress and tell them about the issue. According to
American Express business credit card so that youthe
can benotified via email, cell, pager or PDA!American Express website they will take the charge
The American Express rewards program is one ofoff yourbill and try to help resolve the situation as
the mostflexible reward programs in the card marketquickly aspossible.
as there is awide selection of rewardable goods andAs with all business credit cards issued by American
services that canbe had with award points received. ItExpress, cardholders can enjoy various services
is also good to notethat there are no maximumandbenefits like purchase protection, auto rental
number of points you canaccumulate and use with thisinsurance,up to $100,000 in travel accident insurance,
American Express businesscredit card.emergencyassistance, and travel related services as
Along with the other many features of this Americanwell.
Expressbusiness credit card is the online fraudIf you are a business owner who intends to pay your
protectionguarantee that allows you to shop online withbalancein full each month and are looking for a
the utmostconfidence and security. Simply put, if yourecognized cardthat is widely accepted, then the
use the card topay for purchases online that turn outAmerican Express Business
to be fraudulent,you will not be held responsible. TheGold Rewards Card might be the card for you.
American Expresswebsite clearly states there is noPlease not that at the time this article was written
fine print or deductibleat all, even the first 50 dollars asthefeatures, terms, and condition of this business credit
is the case with thecredit cards of many other issuers.cardoffer was accurate to the best of our knowledge.
Holders of this American Express business credit cardIf youdecide to apply for this credit card please be
get 1point for every dollar spent in purchases and cancertain tocheck the most recent terms and conditions
getadditional reward points via participating merchants.as changes mighthave of occured.