| Best regards | | | | credit cardone also receives 5,000 bonus |
| | | | points after their firstinitial purchase. |
| Sam Donaldson | | | | Card holders of this business credit cardalso |
| | | | receive 5,000 bonus points for reaching |
| American Express Business Credit Card Review | | | | $20,000 inspending, 20,000 more bonus points |
| | | | for reaching $50,000 inspending, and even |
| This American Express business credit card | | | | another 10,000 bonus points upon theone-year |
| reviewed in thisarticle is known as the | | | | renewal of the business credit card. |
| Business Gold Rewards Card. It isa charge | | | | According to |
| scheme card, as opposed to a typical credit | | | | |
| cardthat allows you to pay over time. Still | | | | CardOffers.com, "With a spending average of |
| as card holders areextended credit with it's | | | | just $5,000 permonth, cardholders can |
| use until the next billing cycle,it is a | | | | potentially earn up to 100,000points or more |
| credit card; albeit not in the usual sense. | | | | in the first year alone.". The American |
| Thiscredit card is made for business owners | | | | |
| with decent creditwho aim to pay their | | | | Express site claims that 100,000 points is |
| related business expenses in full atthe end | | | | enough for 4domestic airline tickets! |
| of each and every month. As a holder of this | | | | |
| | | | There is an annual fee of $125 for the |
| American Express business credit card you | | | | primary card holderfor this business credit |
| also getparticipation in the cards membership | | | | card and a $45 fee for each extracardholder; |
| rewards scheme at noadditional cost to you. | | | | however, the fee(s) for the primary |
| | | | cardholderand for added cardholders will be |
| It is important to note that this American | | | | waived for the 1st year. |
| Express businessdoes not offer the option to | | | | |
| pay balances over time. A sidebenefit to this | | | | Also it is important to note that you can get |
| is that it could help put the breaks | | | | additional |
| onneedless spending for many business as it | | | | |
| is important tocontrol one's spending with | | | | "Green" American Express credit cards at no |
| this business credit card asopposed to one | | | | additional cost. |
| that allows you to pay over time. Still, | | | | |
| ifyou are making a large purchase and wish to | | | | Via the American Express OPEN Savings |
| pay over timewith the American express | | | | program, card holderscan get discounts on |
| business credit card, there is a | | | | products and services fromparticipating |
| | | | merchants like FedEx, AT&T, Hertz, and more. |
| 1-800 number you can call to discuss options | | | | |
| that areavailable. Tracking your card | | | | It is important to review the disclosures, |
| spending with the Expense | | | | terms, andconditions for participating |
| | | | merchant discounts, asrestrictions and |
| Management Reports service is a snap. The | | | | limitations do apply at times. |
| service gives youquick access to data as it | | | | |
| also helps you to manage thespending of | | | | With this American Express business credit |
| additional cardholders, such as employees. | | | | card disputesare resolved without the |
| | | | paperwork hassles usuallyinvolved. If there's |
| These reports can easily be downloaded into | | | | ever a charge on your statement thatdon't |
| Quickbooks orother renown commercial and | | | | look right or you feel is wrong, all you have |
| personal finance softwareapplications. You | | | | to dois call a member of the small business |
| can even set up account alerts with your | | | | team at American |
| | | | |
| American Express business credit card so that | | | | Express and tell them about the issue. |
| you can benotified via email, cell, pager or | | | | According to the |
| PDA! | | | | |
| | | | American Express website they will take the |
| The American Express rewards program is one | | | | charge off yourbill and try to help resolve |
| of the mostflexible reward programs in the | | | | the situation as quickly aspossible. |
| card market as there is awide selection of | | | | |
| rewardable goods and services that canbe had | | | | As with all business credit cards issued by |
| with award points received. It is also good | | | | American |
| to notethat there are no maximum number of | | | | |
| points you canaccumulate and use with this | | | | Express, cardholders can enjoy various |
| American Express businesscredit card. | | | | services andbenefits like purchase |
| | | | protection, auto rental insurance,up to |
| Along with the other many features of this | | | | $100,000 in travel accident insurance, |
| American Expressbusiness credit card is the | | | | emergencyassistance, and travel related |
| online fraud protectionguarantee that allows | | | | services as well. |
| you to shop online with the utmostconfidence | | | | |
| and security. Simply put, if you use the card | | | | If you are a business owner who intends to |
| topay for purchases online that turn out to | | | | pay your balancein full each month and are |
| be fraudulent,you will not be held | | | | looking for a recognized cardthat is widely |
| responsible. The American Expresswebsite | | | | accepted, then the American Express Business |
| clearly states there is no fine print or | | | | |
| deductibleat all, even the first 50 dollars | | | | Gold Rewards Card might be the card for you. |
| as is the case with thecredit cards of many | | | | |
| other issuers. | | | | Please not that at the time this article was |
| | | | written thefeatures, terms, and condition of |
| Holders of this American Express business | | | | this business credit cardoffer was accurate |
| credit card get 1point for every dollar spent | | | | to the best of our knowledge. If youdecide to |
| in purchases and can getadditional reward | | | | apply for this credit card please be certain |
| points via participating merchants. Withthe | | | | tocheck the most recent terms and conditions |
| first use of this American Express business | | | | as changes mighthave of occured. |