| American Express focuses on centralized | | | | 0.5% cash back. This rate is applicable |
| financial services planning, which has | | | | to all purchases you have made till you |
| spawned many of the incredible American | | | | reach annual expenses of $6500. Once you |
| Express credit cards that promise great | | | | have spent $6500, the cash-back rate |
| rewards. Blue Cash from American Express | | | | climbs upto 5% at supermarkets, gas |
| is one such card - designed in a manner | | | | stations and drugstores and 1.5% for |
| to suit those of you with fine or | | | | every other purchase. |
| excellent credit and planning for rebate | | | | Key Features |
| programs. | | | | Now, dig through the fundamentals of the |
| Simply, American Express' Blue Cash | | | | Blue Cash Card summed up here: |
| stands perfect; if you can have enough | | | | § It is ideal for you, if you are |
| finances to spend hefty amounts on the | | | | planning to carry a balance |
| card every year, you will receive cash | | | | occasionally. As the card requires no |
| back rewards in return. Well you might | | | | annual fee and has a sensible interest |
| get deluded with the name Blue Cash | | | | rate for balance transfers and purchases |
| (since you are not going to see any | | | | (provided you qualify). Fees like |
| actual cash from the card). It is simply | | | | application, participation, inactive, |
| great for you, only if you are not one | | | | reloading are not applicable. |
| who is always on the lookout for regular | | | | § It offers you a 0% introductory APR |
| discounts for stays at hotels or flyer | | | | for the first 6 months of membership and |
| miles. | | | | gives you the option to pay in full or |
| You have a great program for rebate in | | | | over time that can be applied toward |
| Blue Cash Credit Card offering cash back | | | | purchases. |
| on purchases. You might be interested to | | | | § Blue Cash has low balance transfer |
| know the details of the rebate program, | | | | rate of 4.99%. At the end of six months |
| so spot it yourself. | | | | introductory phase, the rate gets |
| Rebate Program | | | | reasonable. The variable APR's are based |
| This rebate program allows you to earn | | | | on the Prime Rate. |
| between 0.5% and 5% cash back for every | | | | § This competent APR helps you to carry |
| purchase on your card. Simplifying | | | | a balance occasionally, without fearing |
| things for you, take a look at the | | | | much about getting yourself deep in |
| particulars: | | | | debt. |
| § The lowest possible rebate is 0.5% | | | | Extra Benefits |
| § The highest possible rebate is 5% | | | | You can avail a long-list of endearing |
| The Rebate Details: | | | | perks with Blue Cash card as mentioned |
| § You will earn a 0.5% rebate for | | | | below: |
| general purchases up to $6500 and 1.5% | | | | § For the shopaholics this card covers |
| for purchases over $6500 | | | | - purchase protection, fraud protection, |
| § Daily purchases earns you a 1% rebate | | | | return protection and extended |
| for purchases less than or equal to | | | | warranties |
| $6500 and 5% for purchases above $6,500 | | | | § Also, if you are a frequent traveler, |
| So, you can earn up to 5% rebate on | | | | you have the option of an emergency card |
| virtually everything you buy and | | | | replacement service, a global assist |
| especially quicker at supermarkets, | | | | hotline, assured hotel reservations, |
| drugstores and gas stations. Remember | | | | special travel offers and guaranteed |
| your cash award will vary according to | | | | hotel and motel reservations. You get |
| the amount you spend each year. | | | | $100,000 in travel accident insurance. |
| How It Works? | | | | § The Built-in ExpressPay feature |
| Now, whenever you use Blue Cash from | | | | allows you to make purchases even |
| American Express for purchases at | | | | without having to swipe the card. |
| drugstores, gas stations and | | | | § All the Internet account related |
| supermarkets (not in wholesale clubs), | | | | services are available for you. |
| you will get 1% cash back on your | | | | Now, instead of paying for a credit |
| purchase. If you make any other | | | | card, you have a card - BLUE CASH from |
| purchases with the card, you will get | | | | American Express that pays you. |