| American Express focuses on centralized | | | | have made till you reach annual expenses of |
| financial services planning, which has | | | | $6500. Once you have spent $6500, the |
| spawned many of the incredible American | | | | cash-back rate climbs upto 5% at |
| Express credit cards that promise great | | | | supermarkets, gas stations and drugstores and |
| rewards. Blue Cash from American Express is | | | | 1.5% for every other purchase. |
| one such card - designed in a manner to suit | | | | |
| those of you with fine or excellent credit | | | | Key Features |
| and planning for rebate programs. | | | | |
| | | | Now, dig through the fundamentals of the Blue |
| Simply, American Express' Blue Cash stands | | | | Cash Card summed up here: |
| perfect; if you can have enough finances to | | | | |
| spend hefty amounts on the card every year, | | | | § It is ideal for you, if you are planning |
| you will receive cash back rewards in return. | | | | to carry a balance occasionally. As the card |
| Well you might get deluded with the name Blue | | | | requires no annual fee and has a sensible |
| Cash (since you are not going to see any | | | | interest rate for balance transfers and |
| actual cash from the card). It is simply | | | | purchases (provided you qualify). Fees like |
| great for you, only if you are not one who is | | | | application, participation, inactive, |
| always on the lookout for regular discounts | | | | reloading are not applicable. |
| for stays at hotels or flyer miles. | | | | |
| | | | § It offers you a 0% introductory APR for |
| You have a great program for rebate in Blue | | | | the first 6 months of membership and gives |
| Cash Credit Card offering cash back on | | | | you the option to pay in full or over time |
| purchases. You might be interested to know | | | | that can be applied toward purchases. |
| the details of the rebate program, so spot it | | | | |
| yourself. | | | | § Blue Cash has low balance transfer rate |
| | | | of 4.99%. At the end of six months |
| Rebate Program | | | | introductory phase, the rate gets reasonable. |
| | | | The variable APR's are based on the Prime |
| This rebate program allows you to earn | | | | Rate. |
| between 0.5% and 5% cash back for every | | | | |
| purchase on your card. Simplifying things for | | | | § This competent APR helps you to carry a |
| you, take a look at the particulars: | | | | balance occasionally, without fearing much |
| | | | about getting yourself deep in debt. |
| § The lowest possible rebate is 0.5% | | | | |
| | | | Extra Benefits |
| § The highest possible rebate is 5% | | | | |
| | | | You can avail a long-list of endearing perks |
| The Rebate Details: | | | | with Blue Cash card as mentioned below: |
| | | | |
| § You will earn a 0.5% rebate for general | | | | § For the shopaholics this card covers - |
| purchases up to $6500 and 1.5% for purchases | | | | purchase protection, fraud protection, return |
| over $6500 | | | | protection and extended warranties |
| | | | |
| § Daily purchases earns you a 1% rebate | | | | § Also, if you are a frequent traveler, |
| for purchases less than or equal to $6500 and | | | | you have the option of an emergency card |
| 5% for purchases above $6,500 | | | | replacement service, a global assist hotline, |
| | | | assured hotel reservations, special travel |
| So, you can earn up to 5% rebate on virtually | | | | offers and guaranteed hotel and motel |
| everything you buy and especially quicker at | | | | reservations. You get $100,000 in travel |
| supermarkets, drugstores and gas stations. | | | | accident insurance. |
| Remember your cash award will vary according | | | | |
| to the amount you spend each year. | | | | § The Built-in ExpressPay feature allows |
| | | | you to make purchases even without having to |
| How It Works? | | | | swipe the card. |
| | | | |
| Now, whenever you use Blue Cash from American | | | | § All the Internet account related |
| Express for purchases at drugstores, gas | | | | services are available for you. |
| stations and supermarkets (not in wholesale | | | | |
| clubs), you will get 1% cash back on your | | | | Now, instead of paying for a credit card, you |
| purchase. If you make any other purchases | | | | have a card - BLUE CASH from American Express |
| with the card, you will get 0.5% cash back. | | | | that pays you. |
| This rate is applicable to all purchases you | | | | |