| American Express focuses on centralized financial | | | | This rate is applicable to all purchases you have made |
| services planning, which has spawned many of the | | | | till you reach annual expenses of $6500. Once you |
| incredible American Express credit cards that promise | | | | have spent $6500, the cash-back rate climbs upto 5% |
| great rewards. Blue Cash from American Express is | | | | at supermarkets, gas stations and drugstores and 1.5% |
| one such card - designed in a manner to suit those of | | | | for every other purchase. |
| you with fine or excellent credit and planning for rebate | | | | Key Features |
| programs. | | | | Now, dig through the fundamentals of the Blue Cash |
| Simply, American Express' Blue Cash stands perfect; if | | | | Card summed up here: |
| you can have enough finances to spend hefty | | | | § It is ideal for you, if you are planning to carry a |
| amounts on the card every year, you will receive cash | | | | balance occasionally. As the card requires no annual |
| back rewards in return. Well you might get deluded | | | | fee and has a sensible interest rate for balance |
| with the name Blue Cash (since you are not going to | | | | transfers and purchases (provided you qualify). Fees |
| see any actual cash from the card). It is simply great | | | | like application, participation, inactive, reloading are not |
| for you, only if you are not one who is always on the | | | | applicable. |
| lookout for regular discounts for stays at hotels or | | | | § It offers you a 0% introductory APR for the |
| flyer miles. | | | | first 6 months of membership and gives you the option |
| You have a great program for rebate in Blue Cash | | | | to pay in full or over time that can be applied toward |
| Credit Card offering cash back on purchases. You | | | | purchases. |
| might be interested to know the details of the rebate | | | | § Blue Cash has low balance transfer rate of |
| program, so spot it yourself. | | | | 4.99%. At the end of six months introductory phase, |
| Rebate Program | | | | the rate gets reasonable. The variable APR's are |
| This rebate program allows you to earn between | | | | based on the Prime Rate. |
| 0.5% and 5% cash back for every purchase on your | | | | § This competent APR helps you to carry a |
| card. Simplifying things for you, take a look at the | | | | balance occasionally, without fearing much about |
| particulars: | | | | getting yourself deep in debt. |
| § The lowest possible rebate is 0.5% | | | | Extra Benefits |
| § The highest possible rebate is 5% | | | | You can avail a long-list of endearing perks with Blue |
| The Rebate Details: | | | | Cash card as mentioned below: |
| § You will earn a 0.5% rebate for general | | | | § For the shopaholics this card covers - purchase |
| purchases up to $6500 and 1.5% for purchases over | | | | protection, fraud protection, return protection and |
| $6500 | | | | extended warranties |
| § Daily purchases earns you a 1% rebate for | | | | § Also, if you are a frequent traveler, you have |
| purchases less than or equal to $6500 and 5% for | | | | the option of an emergency card replacement service, |
| purchases above $6,500 | | | | a global assist hotline, assured hotel reservations, |
| So, you can earn up to 5% rebate on virtually | | | | special travel offers and guaranteed hotel and motel |
| everything you buy and especially quicker at | | | | reservations. You get $100,000 in travel accident |
| supermarkets, drugstores and gas stations. Remember | | | | insurance. |
| your cash award will vary according to the amount | | | | § The Built-in ExpressPay feature allows you to |
| you spend each year. | | | | make purchases even without having to swipe the |
| How It Works? | | | | card. |
| Now, whenever you use Blue Cash from American | | | | § All the Internet account related services are |
| Express for purchases at drugstores, gas stations and | | | | available for you. |
| supermarkets (not in wholesale clubs), you will get 1% | | | | Now, instead of paying for a credit card, you have a |
| cash back on your purchase. If you make any other | | | | card - BLUE CASH from American Express that pays |
| purchases with the card, you will get 0.5% cash back. | | | | you. |