| How good would it feel if every time you spent money | | | | will receive £30 for the first three months then |
| you got some back? Well that's what most credit card | | | | £15 for every other month. Other credit card |
| companies are offering you at the moment, as the big | | | | companies getting in on the act include Halifax, Egg, |
| credit card company's battle out the customers can | | | | Stanley Morgan and Alliance and Leicester they all |
| only benefit, most credit card companies offer an | | | | offer Cash Back, at a typical rate of 0.5% -1% the only |
| incentive when you open an account, including 0% on | | | | requirement is you spend a certain amount throughout |
| balances and purchases for the first 6 or 9 months, | | | | the year. The only think to watch out for is make sure |
| which is great but know they are offering Cash Back. | | | | you pay off your balance when you receive your |
| Cash Back works by offering customers money back | | | | statement, if you don't you will lose all the Cash Back |
| (typical rate of 0.5% -1%) every time they make a | | | | money that you have earned, and you'll be charge |
| purchase using their credit card, this money is usually | | | | more interest and end up paying back a lot more, so |
| put into your account at the end of every month, how | | | | you really have to watch that what you're spending |
| good will that make you feel knowing every time you | | | | every month you can cover. As with all credit cards |
| bring your plastic friend out he is making you money. | | | | when you're applying for one make sure you read it |
| There are some great offers by credit card | | | | carefully, I know we always look for the great benefits |
| companies including American Express Blue Credit | | | | that they offer us, but remember a lot of these offers |
| Card, they have a great introductory offer of 2% cash | | | | only last for an introductory period, so make sure you |
| back for the first three months, then the rate reduces | | | | check the interest rate as after the first 6 or 9 months |
| to 1% this is a great offer from American Express, | | | | you could see it jumping up dramatically, so what could |
| you could really cash in with this offer. A typical | | | | have started out as a great offer turns out to be a |
| example with American Express Blue credit card, say | | | | nightmare, and leave you in debt for years. |
| you spend £1,500 a month with cash back you | | | | |