| Yes, there's a huge crisis in the sub-prime mortgage | | | | now. |
| market yet there's still room in the sub-prime credit | | | | The first thing that will happen when you apply for an |
| offers market. The banks certainly don't want to | | | | Orchard Bank credit card is a pre-qualifying form will |
| completely ignore the sub-prime financing market so | | | | be presented to you. Which you must answer |
| they are providing lines of credit via credit cards. For | | | | honestly otherwise you will not qualify. They do verify |
| the most part banks are focusing on secured cards | | | | your application information so avoid thinking that you |
| there are still unsecured lines of credit available to | | | | will circumvent the bank process by using this |
| people with bad credit. | | | | application form. |
| The Orchard Bank line of credit cards (provided | | | | After you complete the form a selection of credit |
| through HSBC) in particular are still being offered to | | | | cards that you can qualify for are presented to you so |
| those with poor credit. The acceptance process has | | | | you will be certain you are applying for a card that will |
| become more stringent however their application | | | | suit your needs and current financial situation. |
| process will help you get the card that is right for you. | | | | Next you review the terms and conditions associated |
| Orchard Bank uses a credit selector tool to ask | | | | with the card then you hit apply. |
| questions and then through their technology will | | | | The really cool feature is that you can have your card |
| determine the right application for your current financial | | | | rushed to your door within 3 days of qualifying. |
| situation. | | | | If you have lost hope in getting a credit card, the |
| This is great news for consumer with bad credit | | | | Orchard Bank card offers provide you with access to |
| because it helps to mitigate the risk taken by the bank | | | | a MasterCard and in today's world of online shopping |
| when issuing you a credit card plus their unique system | | | | having a credit card in your wallet is a necessity. |
| of pre-qualifying helps you, I will explain how this works | | | | |