| Founded in 1850, The American Express Card | | | | Redeeming The Reward Points |
| Company is deemed as one of the finest financial | | | | These INSIDE reward points can be redeemed at |
| service organizations and it offers credit cards with | | | | over 60 merchants within Los Angeles. These points |
| excellent customer service, immediate purchasing | | | | are redeemed for dining, drinking, entertainment |
| power and extraordinary benefits. The IN: LA Card | | | | services in Los Angeles, Chicago and New York. They |
| from American Express is one such card which is | | | | can also be redeemed for services like free hotel |
| ideal for someone with excellent credit and who either | | | | stays, meals and airline travel. You can share these |
| lives in or frequents Los Angeles. | | | | reward points with family and friends by transferring |
| The Main Features Of The IN: LA Card | | | | points into one INSIDE rewards account. Many |
| The IN: LA Card American Express allows its holders | | | | Merchants within Los Angeles allow the holders to buy |
| to avail of the various benefits and services in the city. | | | | gift certificates using the points. |
| It has all the common features of any American | | | | Other Benefits |
| Express credit card like purchase protection, zero | | | | The other benefits include advantages like viewing |
| annual fees and a host of special benefits and offers. | | | | your recent billing information as well as paying your |
| However, unlike the traditional credit card, it allows the | | | | bills online. You can even access your account |
| holder to carry balance. | | | | information for the entire year. If identity theft is |
| The introductory Annual Percentage Rate (APR) for | | | | suspected, the card provides a fee-free service |
| purchases is 0%, which is valid for 6 months. This | | | | enabling you to protect yourself. |
| introductory rate is applicable to balance transfers | | | | The card gives you the option of transferring balances |
| submitted during the application period as well. After | | | | from high rate credit cards and loans to your IN: LA |
| the introductory period, the regular APR climbs to | | | | Card American Express. This means that you can |
| 12.24%. There is no annual fee. There is an excellent | | | | make great savings on interest. It will be a great |
| system of rewards in the form of points for the | | | | advantage if you make all payments through one card. |
| cardholder. | | | | Standard benefits typical of American Express, like |
| The Reward Points | | | | travel accident insurance, auto rental insurance and |
| The holder earns one INSIDESM Reward-point for | | | | fraud protection are also offered to the cardholders. |
| every dollar that is spent on purchases with the card | | | | Exclusive Benefits |
| (the cards are accepted wherever American Express | | | | The most striking aspect of this reward card is the |
| cards are accepted). 2 INSIDE Rewards points are | | | | Tuesdays IN: CHICAGO program wherein the card |
| awarded to the cardholder for every dollar spent on | | | | can be used at participating select retailers, spas, and |
| essentials like newspapers, magazines, movie theatres, | | | | health clubs on Tuesdays to avail of a 10% discount on |
| dining, cell phone services, cable and dial-up ISP | | | | the purchases. The card grants cardholders access to |
| subscription and gym memberships. The reward points | | | | some of LA's most happening clubs, and VIP rooms, |
| never expire and there is no limit on the number of | | | | even allowing the save on memberships at museums |
| points that can be earned. | | | | and tickets to clubs and concerts. |