| There are many cash back credit cards on the | | | | to sort your expenses by category. |
| market today. Almost every large issuer has at least | | | | American Express Blue Cash Protection |
| one of these credit cards in their ever growing product | | | | American Express has a variety of measures in place |
| selections. Differentiating between these seemingly | | | | to safeguard their American Express Blue Cash credit |
| similar offers can be a tough affair until you start | | | | card holders in terms of: |
| scratching beneath the surface. | | | | Â- Merchants: Merchants whose products are |
| When you do, you will find that some offer more than | | | | not to specification and those who refuse to accept |
| others. A good example of this is the American | | | | returns. |
| Express Blue Cash credit card. | | | | Â- Merchandise: Additional warranties as well as |
| American Express Blue Cash Financial Tools | | | | protection against damage and theft. |
| American Express has purposely created an online | | | | Â- Fraud: American Express Blue Cash credit |
| financial management environment to simplify this often | | | | cards are protected against fraudulent use, regardless |
| tedious task for holders of their credit cards. | | | | of whether you shop online or in-store. |
| Â- Account management: you can pay your | | | | Â- Travel: When you travel, American Express |
| American Express Blue Cash bill, monitor your account | | | | offers you access to their Global Assist Hotline (to |
| and all the transactions made against your account via | | | | help with any emergencies that may come your way), |
| the internet. This type of control is especially handy if | | | | as well as travel insurance and car rental accident and |
| you have issued family members or friends with | | | | damage waiver protection. |
| American Express Blue Cash credit cards linked to | | | | American Express Blue Cash Smart Features |
| your account. If you want to remain in touch on the fly, | | | | In addition to the financial tools and the protective |
| you could also avail yourself of the free American | | | | measures offered by American Express to holders of |
| Express SMS alert service, which notifies you of any | | | | their credit cards, they also offer a set of ancillary |
| transaction made on your credit cards and provides | | | | benefits that they call 'Smart Features'. Some of the |
| you with a timely reminder of account payments falling | | | | Smart Features you enjoy with American Express |
| due. | | | | Blue Cash credit cards include: |
| Â- Bill Payments: American Express Blue Cash | | | | Â- Shop Smart: Shop Smart offers savings and |
| credit cards are eligible for the online Bill Pay service. | | | | discounts on a wide range of brand names - from |
| This service enables you to settle your bills with more | | | | electronics all the way through to designer clothing. |
| than 100 companies - either as once-off or as | | | | Â- Travel: This Smart feature offers assured |
| automatic payments. To top it all, payments made in | | | | bookings, discounts, special offers and low rates to |
| this way with your American Express Blue Cash credit | | | | those holders of American Express Blue Cash credit |
| cards, earn you cash back rewards. | | | | cards who make their reservations through American |
| Â- Year-End Summary: The year-end summary | | | | Express online. When you travel and you need |
| tool is extremely helpful - both from a tax preparation | | | | assistance, you can either call in at any one of their |
| and budgeting perspective. It can be downloaded and | | | | 2,200 travel services counters in more than 130 |
| printed, offers you a full year's history and allows you | | | | countries or call the Global Assist hotline. |