| Blue from American Express has a 0% APR for | | | | Cash from American Express charges no annual |
| up to fifteen months. Once the introductory | | | | fees. |
| APR period has expired, a regular APR of | | | | |
| 11.99% is applied. Also, there is no annual | | | | Cash back rewards of five percent are |
| fee. | | | | possible on select purchases at supermarkets, |
| | | | gas stations and pharmacies; even paying your |
| There is a credit limit of up to One Hundred | | | | monthly bills with Blue cash allows you to |
| Thousand dollars. Grace period before | | | | earn. |
| penalties chip in is twenty days. Also great | | | | |
| is the fact this card allows you to apply for | | | | Balance transfers do not attract any |
| additional cards for family members free of | | | | transaction fees. |
| cost. | | | | |
| | | | Blue Sky from American Express |
| Card holders can also sign up for the Free | | | | |
| Credit Reward Program. This program gives one | | | | Designed with the travel in mind, Blue Sky |
| point for every dollar spent, which can be | | | | offers great travel rewards. Customers with |
| redeemed for travel awards and other | | | | Blue Sky earn one point for every dollar |
| purchases. | | | | while using the card. Points are redeemable |
| | | | to help defray hotel costs, airline tickets |
| Card members can transfer balances from other | | | | and car rentals; best of all there are no |
| credit cards without having to pay a | | | | blackout dates during peak travel periods. |
| transaction fee. An added bonus is the fixed | | | | |
| APR of 3.99% for the life of the balance. | | | | The card offers 0% APR for six months, then |
| | | | 12.99% regular after this period. Blue Sky |
| Blue Cash from American Express | | | | allows balance transfers, and provides |
| | | | benefits such as travel insurance. |
| Offers card holders a 0% APR introductory | | | | |
| rate for six months before the regular 12.99% | | | | All three cards can be used in thousands of |
| chips in. Like most top credit cards, Blue | | | | locations worldwide. |