| If you are ever on the lookout for the | | | | |
| closest fit to a perfect credit card, the | | | | Well, American Express aims to please and |
| American Express Blue Card may be the card | | | | this is why their cardholders are also well |
| that you are looking for. With $0 annual | | | | shielded through the various protection plans |
| fees, a 0% introductory APR for 15 months and | | | | that American Express offers to their |
| a fixed rate for balance transfers at 3.99% | | | | American Express Blue card owners. Also, |
| which will last until the loan is paid up. | | | | their fraud protection plan guards you from |
| | | | any unauthorized transactions whilst using |
| Apart from these low figures, the American | | | | the card, while the return protection plan |
| Express Blue card also comes with a very | | | | lets you return any purchased items within 90 |
| attractive rewards program that lets you | | | | days, failing which American Express will |
| score points for every dollar you charge to | | | | refund you the price of the item. |
| the card. Regardless whether it is a shopping | | | | |
| spree, a normal gas tank fill-up or a | | | | Subjected to eligibility, your items are also |
| candlelight dinner for two, you can just | | | | protected against damage or even theft within |
| charge your expenses to your Blue card and | | | | 90 days of your purchase. However, there is |
| earn rewards without having to keep count. | | | | always a catch especially when it comes to a |
| | | | card this perfect. Despite the 20-day grace |
| In addition, with the American Express Blue | | | | period for payments, this card charges a |
| card Express Pay feature, you no longer need | | | | daily percentage rate instead of the usual |
| to wait forever for the cashier to swipe your | | | | annual percentage rate charged to the |
| card, print the slip and sign on them. The | | | | outstanding balance at the end of each month. |
| Express Pay feature allows you to make | | | | Therefore, users of the American Express Blue |
| payment just by holding the card up to a | | | | card really need to be careful about late |
| reader. Hassle-free and at a low cost, what | | | | payments as every single day counts. |
| more could you want in a credit card? | | | | |