| If you are ever on the lookout for the closest fit to a | | | | could you want in a credit card? |
| perfect credit card, the American Express Blue Card | | | | Well, American Express aims to please and this is why |
| may be the card that you are looking for. With $0 | | | | their cardholders are also well shielded through the |
| annual fees, a 0% introductory APR for 15 months and | | | | various protection plans that American Express offers |
| a fixed rate for balance transfers at 3.99% which will | | | | to their American Express Blue card owners. Also, |
| last until the loan is paid up. | | | | their fraud protection plan guards you from any |
| Apart from these low figures, the American Express | | | | unauthorized transactions whilst using the card, while |
| Blue card also comes with a very attractive rewards | | | | the return protection plan lets you return any |
| program that lets you score points for every dollar you | | | | purchased items within 90 days, failing which American |
| charge to the card. Regardless whether it is a | | | | Express will refund you the price of the item. |
| shopping spree, a normal gas tank fill-up or a | | | | Subjected to eligibility, your items are also protected |
| candlelight dinner for two, you can just charge your | | | | against damage or even theft within 90 days of your |
| expenses to your Blue card and earn rewards without | | | | purchase. However, there is always a catch especially |
| having to keep count. | | | | when it comes to a card this perfect. Despite the |
| In addition, with the American Express Blue card | | | | 20-day grace period for payments, this card charges a |
| Express Pay feature, you no longer need to wait | | | | daily percentage rate instead of the usual annual |
| forever for the cashier to swipe your card, print the | | | | percentage rate charged to the outstanding balance at |
| slip and sign on them. The Express Pay feature allows | | | | the end of each month. Therefore, users of the |
| you to make payment just by holding the card up to a | | | | American Express Blue card really need to be careful |
| reader. Hassle-free and at a low cost, what more | | | | about late payments as every single day counts. |