Connecticut Protects Residents From Identity Theft With Credit Freeze Law

Sometimes consumers are the last-in-line with newsbook filled with your credit cards or checking account
and control over their credit status. No longer is thatdata, you're not going to stop it by having a gaggle of
the case in Connecticut. Spurred by the proactivepoliticians pass a credit freeze bill. However, what a
Attorney General, Richard Bluementhal, Statecredit freeze protection creates is a key "obstacle"
legislators joined the hand full of states that havewhich you control for impeding any unauthorized
decided "enough is enough" in terms of regainingattempt to obtain your credit records or any like
citizens' control over identity theft and criminal attemptsprivate data that might be contained in your personal
to heist bank accounts or commit credit card fraud. Noreport. You see, the identity theft bad guys know the
matter if you live in New London, New Haven,drill...they steal your personal data...then they attempt to
Greenwich or anywhere else in the Nutmeg State,apply for new credit cards which they'll use to rapidly
you've now got the right to control the release ofmax-out credit limits...meanwhile, you won't even know
personal credit information.Who's Against Theof the existence of this new credit card until the bill
Connecticut Credit Freeze Law? Remarkably thearrive in the mail.Gotcha! The bad guys get "open
players in the credit bureau "front line", namelyrunning room" for 30 days or more...and then they
Experian, Equifax and TransUnion along with manyvanish, leaving you holding the bag and having to
consumer credit financial institutions and banks areunwind a now serious credit problem. In Connecticut at
dead-set opposed to credit freezing by "ordinaryleast this fraud opportunity will be eliminated for the
consumers".Why? They lose out on money. Think of20% or more of State residents who take up the
your credit report as "intellectual property", howeveropportunity to file and pay the fee of $10 per credit
with the twist that you don't own it. Yes, it's all aboutbureau. Perhaps residents may be motivated to
you, what you buy, how well or promptly you settlefreeze credit after reading recent news of the attack
your credit obligations. However, to the credit bureauson Mastercard and Visa records where over 40 million
the 150 million plus individual records represent ongoingrecords may have been fraudulently copied by
cash flow as credit card companies, department storeunauthorized persons.What The Connecticut Credit
retailers, gasoline companies and a raft of otherFreeze Means In Terms Of New Credit Or Employer
businesses "churn" business opportunity by offeringBackground Checks. Once you impose a credit
new low interest credit card facilities.Wherefreeze, no banks insurers or any other party can either
Connecticut Residents Get Control On New Creditobtain credit information nor can any new credit be
Enquiries. Here's the rub. If you, the peon consumer,issued unless you personally release the report. You
take control over your own credit record in terms ofdo this in a formal notification to the credit bureau, plus
when it's made available to new requests, then youa $12 fee for each enquiry. What this means if you're
effectively control the timing of revenue for both thechanging jobs or careers is that no background check
credit bureaus as well as the merchants keen to sellwill "go through" unless you formally notify the credit
yet another credit card inducement to selling gear. It'sbureau.Connecticut credit freeze laws signal a new
certainly in your "best interest", but clearly not in thetrend in awareness to fight back against identity theft
commercial interests of the credit bureaus andand credit card fraud. For more info and family
merchants.How Does Connecticut Credit Freeze Stopprotection strategies please go to:-Avoiding Identity
Identity Theft Fraudsters? Since identity theft can beTheft: Against Online ID Theft:: Robin Derry is publisher
triggered by intercepting your mail, stealing your auto,for a specialty information site that gives solutions to
renting State birth records (like in California), corruptinghealth, household, sport, travel and legal needs.
an online web seller's data base, or stealing a pocket