Avoid credit crad fraud


Connecticut Protects Residents From Identity Theft With Credit Freeze Law

Sometimes consumers are the last-in-line withfilled with your credit cards or checking
news and control over their credit status.account data, you're not going to stop it by
No longer is that the case in Connecticut.having a gaggle of politicians pass a credit
Spurred by the proactive Attorney General,freeze bill. However, what a credit freeze
Richard Bluementhal, State legislators joinedprotection creates is a key "obstacle" which
the hand full of states that have decidedyou control for impeding any unauthorized
"enough is enough" in terms of regainingattempt to obtain your credit records or any
citizens' control over identity theft andlike private data that might be contained in
criminal attempts to heist bank accounts oryour personal report. You see, the identity
commit credit card fraud. No matter if youtheft bad guys know the drill...they steal
live in New London, New Haven, Greenwich oryour personal data...then they attempt to
anywhere else in the Nutmeg State, you've nowapply for new credit cards which they'll use
got the right to control the release ofto rapidly max-out credit limits...meanwhile,
personal credit information.Who's Against Theyou won't even know of the existence of this
Connecticut Credit Freeze Law? Remarkablynew credit card until the bill arrive in the
the players in the credit bureau "frontmail.Gotcha! The bad guys get "open running
line", namely Experian, Equifax androom" for 30 days or more...and then they
TransUnion along with many consumer creditvanish, leaving you holding the bag and
financial institutions and banks are dead-sethaving to unwind a now serious credit
opposed to credit freezing by "ordinaryproblem. In Connecticut at least this fraud
consumers".Why? They lose out on money.opportunity will be eliminated for the 20% or
Think of your credit report as "intellectualmore of State residents who take up the
property", however with the twist that youopportunity to file and pay the fee of $10
don't own it. Yes, it's all about you, whatper credit bureau. Perhaps residents may be
you buy, how well or promptly you settle yourmotivated to freeze credit after reading
credit obligations. However, to the creditrecent news of the attack on Mastercard and
bureaus the 150 million plus individualVisa records where over 40 million records
records represent ongoing cash flow as creditmay have been fraudulently copied by
card companies, department store retailers,unauthorized persons.What The Connecticut
gasoline companies and a raft of otherCredit Freeze Means In Terms Of New Credit Or
businesses "churn" business opportunity byEmployer Background Checks. Once you impose
offering new low interest credit carda credit freeze, no banks insurers or any
facilities.Where Connecticut Residents Getother party can either obtain credit
Control On New Credit Enquiries. Here's theinformation nor can any new credit be issued
rub. If you, the peon consumer, take controlunless you personally release the report.
over your own credit record in terms of whenYou do this in a formal notification to the
it's made available to new requests, then youcredit bureau, plus a $12 fee for each
effectively control the timing of revenue forenquiry. What this means if you're changing
both the credit bureaus as well as thejobs or careers is that no background check
merchants keen to sell yet another creditwill "go through" unless you formally notify
card inducement to selling gear. It'sthe credit bureau.Connecticut credit freeze
certainly in your "best interest", butlaws signal a new trend in awareness to fight
clearly not in the commercial interests ofback against identity theft and credit card
the credit bureaus and merchants.How Doesfraud. For more info and family protection
Connecticut Credit Freeze Stop Identity Theftstrategies please go to:-Avoiding Identity
Fraudsters? Since identity theft can beTheft: Against Online ID Theft:: Robin
triggered by intercepting your mail, stealingDerry is publisher for a specialty
your auto, renting State birth records (likeinformation site that gives solutions to
in California), corrupting an online webhealth, household, sport, travel and legal
seller's data base, or stealing a pocket bookneeds.



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