| There are ways for thieves to get information | | | | signifies deceptive emails that are sent to |
| and make use of your credit card to make | | | | cardholders via their personal email accounts |
| their own purchases. Thus, you have to guard | | | | for the purpose of obtaining highly personal |
| yourself against these types of frauds. A | | | | data like CC numbers, birth date, social |
| credit card fraud is popular and common these | | | | security number and CVV number. Phisching |
| days due to the high demand of credit cards. | | | | scam is most common with online purchases. |
| It is extremely important to be highly | | | | When you happen to come across such email |
| vigilant at all times and ensure to keep all | | | | messages, make sure not to reply on them. |
| your information as secretive as you can. | | | | Never give out any personal related |
| | | | information to anyone you do not know of. |
| A fraud is usually committed as the | | | | Remember that no bank will ask you to such |
| cardholder begins to divulge their personal | | | | information in a very informal manner. |
| information to unreliable institution or | | | | |
| person or to any unauthorized individual. It | | | | Several ways are there for you to combat |
| may also be a result of skimming or phishing | | | | against a credit card fraud. To start with, |
| scam. Online usage without sufficient | | | | never share your pin number to anyone, as |
| computer security is also among the reasons | | | | well as never write your pin number at the |
| for a fraud to occur. Also, delay bank | | | | back or anywhere on your card. This is |
| notification about a stolen or lost credit | | | | stupid and truly absurd. In paying your |
| card also results to fraud. To avoid such | | | | bills, do not let anyone especially with |
| unfavorable incidents, utmost precaution and | | | | doubtful character to accompany you or stay |
| care must be thoroughly practiced in handling | | | | so close to you as you are making your |
| all your credit cards. | | | | payments either at the malls or ATM's. It |
| | | | helps to put your signature at the back. |
| In relation to this, there are important | | | | Apart from this, do not write anything on |
| things that you must know, such as credit | | | | plastic. And as soon as you get your billing |
| card skimming and phishing. Skimming | | | | statement, again, make a point to read it |
| indicates the unauthorized and illegal | | | | over and over without missing the important |
| copying of credit card information by the | | | | factors. |
| means of a particular device capable of | | | | |
| reading and at the same time duplicating the | | | | Do not be too sure nor be too confident that |
| original. Such machines are called | | | | you will not be affected by some frauds or |
| "skimmers," as used by fraudulent | | | | scams. It can happen to anyone, even you. |
| individuals. To be spared from such scams, | | | | Mind you, people who had been victims of such |
| use your card in reliable stores and shops | | | | instances never thought for themselves that |
| only. | | | | they would be victims of such deceptions. |
| | | | And there is only one answer to it: be alert |
| Meanwhile, when one speaks of phishing, it | | | | and always on the lookout. |