| There are ways for thieves to get information and | | | | personal email accounts for the purpose of obtaining |
| make use of your credit card to make their own | | | | highly personal data like CC numbers, birth date, social |
| purchases. Thus, you have to guard yourself against | | | | security number and CVV number. Phisching scam is |
| these types of frauds. A credit card fraud is popular | | | | most common with online purchases. When you |
| and common these days due to the high demand of | | | | happen to come across such email messages, make |
| credit cards. It is extremely important to be highly | | | | sure not to reply on them. Never give out any personal |
| vigilant at all times and ensure to keep all your | | | | related information to anyone you do not know of. |
| information as secretive as you can. | | | | Remember that no bank will ask you to such |
| A fraud is usually committed as the cardholder begins | | | | information in a very informal manner. |
| to divulge their personal information to unreliable | | | | Several ways are there for you to combat against a |
| institution or person or to any unauthorized individual. It | | | | credit card fraud. To start with, never share your pin |
| may also be a result of skimming or phishing scam. | | | | number to anyone, as well as never write your pin |
| Online usage without sufficient computer security is | | | | number at the back or anywhere on your card. This is |
| also among the reasons for a fraud to occur. Also, | | | | stupid and truly absurd. In paying your bills, do not let |
| delay bank notification about a stolen or lost credit | | | | anyone especially with doubtful character to |
| card also results to fraud. To avoid such unfavorable | | | | accompany you or stay so close to you as you are |
| incidents, utmost precaution and care must be | | | | making your payments either at the malls or ATM's. It |
| thoroughly practiced in handling all your credit cards. | | | | helps to put your signature at the back. Apart from |
| In relation to this, there are important things that you | | | | this, do not write anything on plastic. And as soon as |
| must know, such as credit card skimming and phishing. | | | | you get your billing statement, again, make a point to |
| Skimming indicates the unauthorized and illegal copying | | | | read it over and over without missing the important |
| of credit card information by the means of a particular | | | | factors. |
| device capable of reading and at the same time | | | | Do not be too sure nor be too confident that you will |
| duplicating the original. Such machines are called | | | | not be affected by some frauds or scams. It can |
| "skimmers," as used by fraudulent individuals. To be | | | | happen to anyone, even you. Mind you, people who |
| spared from such scams, use your card in reliable | | | | had been victims of such instances never thought for |
| stores and shops only. | | | | themselves that they would be victims of such |
| Meanwhile, when one speaks of phishing, it signifies | | | | deceptions. And there is only one answer to it: be alert |
| deceptive emails that are sent to cardholders via their | | | | and always on the lookout. |