| A rose may be a rose by any name, but when it | | | | supermarkets, gas stations and drugstores. Other |
| comes to cash rebate cards, a cash back credit card | | | | Purchases cover pretty much everything else. |
| is not a cash back credit card, at all. They differ widely | | | | Unlike many of its competitors, the American Express |
| in just about every conceivable way: Some are bland | | | | Blue Cash credit card offers cash rebates in both of |
| and uninteresting, some are completely overpriced and | | | | their purchase categories: In the Everyday Purchases |
| some have prickly thorns hidden in the rich green | | | | category, you receive up to 5% bonus cash back |
| foliage. | | | | when you swipe your American Express Blue Cash |
| There are a couple of things you simply have to ask | | | | credit card and in the Other Purchases category, your |
| yourself when shopping for cash rebate credit card: | | | | receive up to 1.5% per transaction. There is no such |
| - What is the APR on purchases? | | | | thing as a minimum spending requirement and there is |
| - What is the annual fee? | | | | no such thing as a maximum earnings ceiling. You earn |
| - Are there any introductory offers? | | | | from day one, even on certain bill payments. The only |
| - What is the balance transfer rate? | | | | exclusion is cash and cash related transactions. |
| - What are the restrictions on the cash rebates:o Is | | | | American Express Blue Cash Reward Structure |
| there a hurdle to entry?o Is there a ceiling?o Is there a | | | | The American Express Blue Cash rebate is calculated |
| limitation on where I have to shop to earn cash back | | | | on an annual basis. If you spend $6,500 or less per |
| rewards?o Will my earnings reduce when I reach a | | | | year, the rates will be 1% for Everyday Purchases and |
| specific point? | | | | 0.5% for Other Purchases. If you spend more than |
| - Are there any ancillary benefits associated with the | | | | $6500 per year, your rebate will be 5% for Everyday |
| card? | | | | Purchases and 1.5% on Other Purchases. |
| When you start asking these questions, don't be too | | | | American Express Blue Cash Salient Features in a |
| surprised if the American Express Blue Cash credit | | | | nutshell |
| card comes up either ahead of the pack or, at the | | | | - The American Express Blue Cash credit card |
| very least, in the leading group. This credit card | | | | charges no annual fee. It offers a 6-month 0% |
| company has been working hard to ensure that | | | | introductory APR on purchases, an ongoing purchase |
| holders of their American Express Blue Cash credit | | | | APR of 13.24%, and a balance transfer rate of 4.99% |
| card receive the best of the best, and then some. | | | | for the life of the balance transferred to your |
| American Express Blue Cash Reward Categories | | | | American Express Blue Cash credit card. |
| The cash back rewards offered through the American | | | | - As a holder of the American Express Blue Cash |
| Express Blue Cash credit card is generous. Like its | | | | credit card, you also gain access to special travel |
| competitors, the American Express Blue Cash credit | | | | related offers, discounts on a variety of branded |
| card differentiates between purchase types: Everyday | | | | merchandise, insurance, fraud protection, the 24/7 |
| Purchases and Other Purchases. Everyday Purchases | | | | Global Assist program and Buyer's protection, amongst |
| encompass those purchases you make with your | | | | others. |
| American Express Blue Cash credit card at | | | | |