| Canadian consumers have their personal American | | | | credited only to the basic American Express AIR |
| Express AIR MILES credit card for their personal | | | | MILES card which you hold. |
| purchase requirements. Also, employees of the | | | | Finance Aspects |
| Canadian federal government are issued with their | | | | The American Express AIR MILES credit card for |
| own versions of the American Express AIR MILES | | | | business does not have an annual fee. You can |
| credit card for use when traveling on official | | | | transfer balances from an existing credit card account |
| government business. Now, AMEX Bank of Canada | | | | into your American Express AIR MILES credit card at |
| also issues a distinct American Express AIR MILES | | | | an APR of 3.99%. To avail yourself of this introductory |
| credit card for small businesses. | | | | APR, you have to affect the balance transfer during |
| The American Express AIR MILES card is a | | | | the first six months after your application was |
| prestigious looking gold card, and provides small | | | | approved. Funds advances and new purchases will |
| business owners with the twin advantages of | | | | have a higher APR at 18.50% from the outset. |
| American Express customer support and an AIR | | | | The low APR on these balance transfers to American |
| MILES reward collectors' package. The convenience | | | | Express AIR MILES credit card is conditional; if you |
| of the American Express credit card also serves to | | | | miss making a payment during the introductory period, |
| help you with the various financing aspects of your | | | | you lose all the benefits of low APR with the remaining |
| small business. | | | | amount on the transferred balance be subject to the |
| Benefits | | | | normal APR for purchases. |
| The combined power of the American Express AIR | | | | Financial Management |
| MILES credit card for business permits you to enjoy a | | | | The American Express AIR MILES credit card for |
| double treat on the rewards benefits front. Your card | | | | business has optional features which can help you |
| will earn rewards when you use it for your purchases, | | | | manage your financial records. One is the option to |
| but at the same time, you also earn rewards on your | | | | have an Annual Management Report prepared on all |
| AIR MILES collector card. | | | | business spending charged to your American Express |
| To take advantage of this double treat, use your | | | | AIR MILES credit card, which includes the basic and all |
| American Express AIR MILES card to pay for your | | | | supplementary cards. This report gives you a |
| purchases at any of the 9,600 participating sponsors | | | | whole-year summary of transactions that should be a |
| of the AIR MILES program; at the same time, present | | | | great help in controlling expenses. The summary will |
| your AIR MILES collector card for scanning. You pay | | | | also be useful when preparing your tax returns. This |
| only once via the American Express AIR MILES credit | | | | optional feature is available to you for a small fee of |
| card, but you benefit twice: once on your AIR MILES | | | | $24 per year. |
| card, and once on your American Express AIR MILES | | | | The other useful option is a secure online account |
| credit card. | | | | access. For instance, if you wish to know the exact |
| You may ask for a maximum of 9 supplementary | | | | amount you spent on a particular business trip, you can |
| cards. Each one of these supplementary cards earns | | | | quickly find out online by accessing the My Account |
| rewards miles, but all of the points accumulated will be | | | | service. |