American Express Business Credit Card Review

This American Express business credit card reviewedWith the first use of this American Express business
in this article is known as the Business Gold Rewardscredit card one also receives 5,000 bonus points after
Card. It is a charge scheme card, as opposed to atheir first initial purchase. Card holders of this business
typical credit card that allows you to pay over time. Stillcredit card also receive 5,000 bonus points for
as card holders are extended credit with it's use untilreaching $20,000 in spending, 20,000 more bonus
the next billing cycle, it is a credit card; albeit not in thepoints for reaching $50,000 in spending, and even
usual sense. This credit card is made for businessanother 10,000 bonus points upon the one-year
owners with decent credit who aim to pay theirrenewal of the business credit card. According to
related business expenses in full at the end of eachCardOffers.com, "With a spending average of just
and every month. As a holder of this American$5,000 per month, cardholders can potentially earn up
Express business credit card you also get participationto 100,000 points or more in the first year alone.". The
in the cards membership rewards scheme at noAmerican Express site claims that 100,000 points is
additional cost to you.enough for 4 domestic airline tickets!
It is important to note that this American ExpressThere is an annual fee of $125 for the primary card
business does not offer the option to pay balancesholder for this business credit card and a $45 fee for
over time. A side benefit to this is that it could help puteach extra cardholder; however, the fee(s) for the
the breaks on needless spending for many businessprimary cardholder and for added cardholders will be
as it is important to control one's spending with thiswaived for the 1st year. Also it is important to note
business credit card as opposed to one that allowsthat you can get additional "Green" American Express
you to pay over time. Still, if you are making a largecredit cards at no additional cost.
purchase and wish to pay over time with theVia the American Express OPEN Savings program,
American express business credit card, there is acard holders can get discounts on products and
1-800 number you can call to discuss options that areservices from participating merchants like FedEx,
available. Tracking your card spending with theAT&T, Hertz, and more. It is important to review the
Expense Management Reports service is a snap. Thedisclosures, terms, and conditions for participating
service gives you quick access to data as it also helpsmerchant discounts, as restrictions and limitations do
you to manage the spending of additional cardholders,apply at times.
such as employees. These reports can easily beWith this American Express business credit card
downloaded into Quickbooks or other renowndisputes are resolved without the paperwork hassles
commercial and personal finance software applications.usually involved. If there's ever a charge on your
You can even set up account alerts with yourstatement that don't look right or you feel is wrong, all
American Express business credit card so that youyou have to do is call a member of the small business
can be notified via email, cell, pager or PDA!team at American Express and tell them about the
The American Express rewards program is one ofissue. According to the American Express website
the most flexible reward programs in the card marketthey will take the charge off your bill and try to help
as there is a wide selection of rewardable goods andresolve the situation as quickly as possible.
services that can be had with award points received. ItAs with all business credit cards issued by American
is also good to note that there are no maximumExpress, cardholders can enjoy various services and
number of points you can accumulate and use withbenefits like purchase protection, auto rental insurance,
this American Express business credit card.up to $100,000 in travel accident insurance, emergency
Along with the other many features of this Americanassistance, and travel related services as well.
Express business credit card is the online fraudIf you are a business owner who intends to pay your
protection guarantee that allows you to shop onlinebalance in full each month and are looking for a
with the utmost confidence and security. Simply put, ifrecognized card that is widely accepted, then the
you use the card to pay for purchases online that turnAmerican Express Business Gold Rewards Card
out to be fraudulent, you will not be held responsible.might be the card for you.
The American Express website clearly states there isPlease not that at the time this article was written the
no fine print or deductible at all, even the first 50 dollarsfeatures, terms, and condition of this business credit
as is the case with the credit cards of many othercard offer was accurate to the best of our
issuers.knowledge. If you decide to apply for this credit card
Holders of this American Express business credit cardplease be certain to check the most recent terms and
get 1 point for every dollar spent in purchases and canconditions as changes might have of occured.
get additional reward points via participating merchants.