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American Express Business Credit Card Review

This American Express business credit cardbusiness credit card one also receives 5,000
reviewed in this article is known as thebonus points after their first initial
Business Gold Rewards Card. It is a chargepurchase. Card holders of this business
scheme card, as opposed to a typical creditcredit card also receive 5,000 bonus points
card that allows you to pay over time. Stillfor reaching $20,000 in spending, 20,000 more
as card holders are extended credit with it'sbonus points for reaching $50,000 in
use until the next billing cycle, it is aspending, and even another 10,000 bonus
credit card; albeit not in the usual sense.points upon the one-year renewal of the
This credit card is made for business ownersbusiness credit card. According to
with decent credit who aim to pay theirCardOffers.com, "With a spending average of
related business expenses in full at the endjust $5,000 per month, cardholders can
of each and every month. As a holder of thispotentially earn up to 100,000 points or more
American Express business credit card youin the first year alone.". The American
also get participation in the cardsExpress site claims that 100,000 points is
membership rewards scheme at no additionalenough  for  4  domestic  airline  tickets!
cost  to  you.
There is an annual fee of $125 for the
It is important to note that this Americanprimary card holder for this business credit
Express business does not offer the option tocard and a $45 fee for each extra cardholder;
pay balances over time. A side benefit tohowever, the fee(s) for the primary
this is that it could help put the breaks oncardholder and for added cardholders will be
needless spending for many business as it iswaived for the 1st year. Also it is important
important to control one's spending with thisto note that you can get additional "Green"
business credit card as opposed to one thatAmerican Express credit cards at no
allows you to pay over time. Still, if youadditional  cost.
are making a large purchase and wish to pay
over time with the American express businessVia the American Express OPEN Savings
credit card, there is a 1-800 number you canprogram, card holders can get discounts on
call to discuss options that are available.products and services from participating
Tracking your card spending with the Expensemerchants like FedEx, AT&T, Hertz, and more.
Management Reports service is a snap. TheIt is important to review the disclosures,
service gives you quick access to data as itterms, and conditions for participating
also helps you to manage the spending ofmerchant discounts, as restrictions and
additional cardholders, such as employees.limitations  do  apply  at  times.
These reports can easily be downloaded into
Quickbooks or other renown commercial andWith this American Express business credit
personal finance software applications. Youcard disputes are resolved without the
can even set up account alerts with yourpaperwork hassles usually involved. If
American Express business credit card so thatthere's ever a charge on your statement that
you can be notified via email, cell, pager ordon't look right or you feel is wrong, all
PDA!you have to do is call a member of the small
business team at American Express and tell
The American Express rewards program is onethem about the issue. According to the
of the most flexible reward programs in theAmerican Express website they will take the
card market as there is a wide selection ofcharge off your bill and try to help resolve
rewardable goods and services that can be hadthe  situation  as  quickly  as  possible.
with award points received. It is also good
to note that there are no maximum number ofAs with all business credit cards issued by
points you can accumulate and use with thisAmerican Express, cardholders can enjoy
American  Express  business  credit  card.various services and benefits like purchase
protection, auto rental insurance, up to
Along with the other many features of this$100,000 in travel accident insurance,
American Express business credit card is theemergency assistance, and travel related
online fraud protection guarantee that allowsservices  as  well.
you to shop online with the utmost confidence
and security. Simply put, if you use the cardIf you are a business owner who intends to
to pay for purchases online that turn out topay your balance in full each month and are
be fraudulent, you will not be heldlooking for a recognized card that is widely
responsible. The American Express websiteaccepted, then the American Express Business
clearly states there is no fine print orGold  Rewards Card might be the card for you.
deductible at all, even the first 50 dollars
as is the case with the credit cards of manyPlease not that at the time this article was
other  issuers.written the features, terms, and condition of
this business credit card offer was accurate
Holders of this American Express businessto the best of our knowledge. If you decide
credit card get 1 point for every dollarto apply for this credit card please be
spent in purchases and can get additionalcertain to check the most recent terms and
reward points via participating merchants.conditions as changes might have of occured.
With the first use of this American Express



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