| A rose may be a rose by any name, but when it | | | | Blue Cash credit card offers cash rebates in |
| comes to cash rebate cards, a cash back | | | | both of their purchase categories: In the |
| credit card is not a cash back credit card, | | | | Everyday Purchases category, you receive up |
| at all. They differ widely in just about | | | | to 5% bonus cash back when you swipe your |
| every conceivable way: Some are bland and | | | | American Express Blue Cash credit card and in |
| uninteresting, some are completely overpriced | | | | the Other Purchases category, your receive up |
| and some have prickly thorns hidden in the | | | | to 1.5% per transaction. There is no such |
| rich green foliage. There are a couple of | | | | thing as a minimum spending requirement and |
| things you simply have to ask yourself when | | | | there is no such thing as a maximum earnings |
| shopping for cash rebate credit card: - What | | | | ceiling. You earn from day one, even on |
| is the APR on purchases? - What is the annual | | | | certain bill payments. The only exclusion is |
| fee? - Are there any introductory offers? - | | | | cash and cash related transactions. American |
| What is the balance transfer rate? - What are | | | | Express Blue Cash Reward Structure The |
| the restrictions on the cash rebates: o Is | | | | American Express Blue Cash rebate is |
| there a hurdle to entry? o Is there a | | | | calculated on an annual basis. If you spend |
| ceiling? o Is there a limitation on where I | | | | $6,500 or less per year, the rates will be 1% |
| have to shop to earn cash back rewards? o | | | | for Everyday Purchases and 0.5% for Other |
| Will my earnings reduce when I reach a | | | | Purchases. If you spend more than $6500 per |
| specific point? - Are there any ancillary | | | | year, your rebate will be 5% for Everyday |
| benefits associated with the card? When you | | | | Purchases and 1.5% on Other Purchases. |
| start asking these questions, don't be too | | | | American Express Blue Cash Salient Features |
| surprised if the American Express Blue Cash | | | | in a nutshell - The American Express Blue |
| credit card comes up either ahead of the pack | | | | Cash credit card charges no annual fee. It |
| or, at the very least, in the leading group. | | | | offers a 6-month 0% introductory APR on |
| This credit card company has been working | | | | purchases, an ongoing purchase APR of 13.24%, |
| hard to ensure that holders of their American | | | | and a balance transfer rate of 4.99% for the |
| Express Blue Cash credit card receive the | | | | life of the balance transferred to your |
| best of the best, and then some. American | | | | American Express Blue Cash credit card. - As |
| Express Blue Cash Reward Categories The cash | | | | a holder of the American Express Blue Cash |
| back rewards offered through the American | | | | credit card, you also gain access to special |
| Express Blue Cash credit card is generous. | | | | travel related offers, discounts on a variety |
| Like its competitors, the American Express | | | | of branded merchandise, insurance, fraud |
| Blue Cash credit card differentiates between | | | | protection, the 24/7 Global Assist program |
| purchase types: Everyday Purchases and Other | | | | and Buyer's protection, amongst others. |
| Purchases. Everyday Purchases encompass those | | | | |
| purchases you make with your American Express | | | | Devin Gilliland Provides Expert opinions and |
| Blue Cash credit card at supermarkets, gas | | | | reviews to help you Compare American Express |
| stations and drugstores. Other Purchases | | | | Credit Cards - Search American Express Blue |
| cover pretty much everything else. Unlike | | | | Cash with - Unraveling the best in Credit |
| many of its competitors, the American Express | | | | Cards. |