| A rose may be a rose by any name, but when it | | | | Cash credit card offers cash rebates in both of their |
| comes to cash rebate cards, a cash back credit card | | | | purchase categories: In the Everyday Purchases |
| is not a cash back credit card, at all. They differ widely | | | | category, you receive up to 5% bonus cash back |
| in just about every conceivable way: Some are bland | | | | when you swipe your American Express Blue Cash |
| and uninteresting, some are completely overpriced and | | | | credit card and in the Other Purchases category, your |
| some have prickly thorns hidden in the rich green | | | | receive up to 1.5% per transaction. There is no such |
| foliage. There are a couple of things you simply have | | | | thing as a minimum spending requirement and there is |
| to ask yourself when shopping for cash rebate credit | | | | no such thing as a maximum earnings ceiling. You earn |
| card: - What is the APR on purchases? - What is the | | | | from day one, even on certain bill payments. The only |
| annual fee? - Are there any introductory offers? - | | | | exclusion is cash and cash related transactions. |
| What is the balance transfer rate? - What are the | | | | American Express Blue Cash Reward Structure The |
| restrictions on the cash rebates: o Is there a hurdle to | | | | American Express Blue Cash rebate is calculated on |
| entry? o Is there a ceiling? o Is there a limitation on | | | | an annual basis. If you spend $6,500 or less per year, |
| where I have to shop to earn cash back rewards? o | | | | the rates will be 1% for Everyday Purchases and 0.5% |
| Will my earnings reduce when I reach a specific point? | | | | for Other Purchases. If you spend more than $6500 |
| - Are there any ancillary benefits associated with the | | | | per year, your rebate will be 5% for Everyday |
| card? When you start asking these questions, don't be | | | | Purchases and 1.5% on Other Purchases. American |
| too surprised if the American Express Blue Cash | | | | Express Blue Cash Salient Features in a nutshell - The |
| credit card comes up either ahead of the pack or, at | | | | American Express Blue Cash credit card charges no |
| the very least, in the leading group. This credit card | | | | annual fee. It offers a 6-month 0% introductory APR |
| company has been working hard to ensure that | | | | on purchases, an ongoing purchase APR of 13.24%, |
| holders of their American Express Blue Cash credit | | | | and a balance transfer rate of 4.99% for the life of the |
| card receive the best of the best, and then some. | | | | balance transferred to your American Express Blue |
| American Express Blue Cash Reward Categories The | | | | Cash credit card. - As a holder of the American |
| cash back rewards offered through the American | | | | Express Blue Cash credit card, you also gain access |
| Express Blue Cash credit card is generous. Like its | | | | to special travel related offers, discounts on a variety |
| competitors, the American Express Blue Cash credit | | | | of branded merchandise, insurance, fraud protection, |
| card differentiates between purchase types: Everyday | | | | the 24/7 Global Assist program and Buyer's protection, |
| Purchases and Other Purchases. Everyday Purchases | | | | amongst others. |
| encompass those purchases you make with your | | | | Devin Gilliland Provides Expert opinions and reviews to |
| American Express Blue Cash credit card at | | | | help you Compare American Express Credit Cards - |
| supermarkets, gas stations and drugstores. Other | | | | Search American Express Blue Cash with - Unraveling |
| Purchases cover pretty much everything else. Unlike | | | | the best in Credit Cards. |
| many of its competitors, the American Express Blue | | | | |