| The popularity of cosmetic surgery has | | | | cards and has the funny commercials with |
| never been higher. If you are | | | | the Vikings. Capital One offers |
| considering it, financing your procedure | | | | financing up to $25,000 dollars. The |
| is something you strongly need to take | | | | loan typically has a term of 5 years and |
| into account. | | | | you make monthly payments. Interest |
| Cosmetic surgery is what is known as an | | | | rates on the loan depend on your credit. |
| elective surgery. The term elective has | | | | The company claims it offers rates as |
| massive repercussions when it comes time | | | | low as 1.9 percent interest, but the |
| to pay for the procedure. Specifically, | | | | fine print indicates the rate goes as |
| elective surgeries are not covered by | | | | high as 23 percent. In simple terms, |
| most health care plans. Instead, your | | | | buyer beware! |
| health care only covers medically | | | | If you are considering breast |
| necessary procedures, to wit, a | | | | augmentation, Mentor Corporation offers |
| procedure that addresses some health | | | | the best financing solution. How good is |
| risk such as cancer, hearing loss and so | | | | it? They will finance your procedure in |
| on. | | | | full if you agree to repay the loan with |
| Since health insurance does not cover | | | | monthly payments for two years. The |
| cosmetic surgery, you need to figure out | | | | thing that makes it so great is Mentor |
| how to pay for it. Procedures range from | | | | does not charge you any interest! How |
| $300 or so for simple botox injections | | | | can this be possible? Mentor is a |
| to tens of thousands of dollars for | | | | manufacturer of implants, thus they make |
| major, complex reconstructive efforts. | | | | there money on the use of the implants. |
| Most cosmetic procedures fall within the | | | | In practical terms, it is similar to car |
| $2,000 to $10,000 price range. | | | | manufacturers offering no interest |
| Regardless of the amount, the cost | | | | financing for new purchases. |
| represents a lot of money you have to | | | | If all else fails, there is one other |
| come up with. Plastic surgeons prefer | | | | option for financing your cosmetic |
| cash, but financing is both expected and | | | | surgery. Plastic begets plastic as they |
| accepted. | | | | like to say. Yes, you can use your |
| Financing your cosmetic surgery is | | | | credit cards to finance the procedure |
| actually easier than you might think. | | | | you desire. Credit card interest rates |
| Many lenders have recognized the need | | | | tend to be astronomical, so make sure |
| and created financing products to solve | | | | you understand the rate you will be |
| the problem. The loans range from good | | | | paying and how the cost will impact your |
| deals to nightmares, so you need to pay | | | | monthly payment. |
| close attention to what you are agreeing | | | | Deciding to undergo cosmetic surgery is |
| to when undertaking financing. | | | | just one part of the decision. Figuring |
| You might be surprised to learn that | | | | out how to pay for it is an entirely |
| Capital One finances cosmetic surgery. | | | | different issue, but just as important. |
| Yes, the same company that issues credit | | | | |