| The popularity of cosmetic surgery has never | | | | funny commercials with the Vikings. Capital |
| been higher. If you are considering it, | | | | One offers financing up to $25,000 dollars. |
| financing your procedure is something you | | | | The loan typically has a term of 5 years and |
| strongly need to take into account. | | | | you make monthly payments. Interest rates on |
| | | | the loan depend on your credit. The company |
| Cosmetic surgery is what is known as an | | | | claims it offers rates as low as 1.9 percent |
| elective surgery. The term elective has | | | | interest, but the fine print indicates the |
| massive repercussions when it comes time to | | | | rate goes as high as 23 percent. In simple |
| pay for the procedure. Specifically, elective | | | | terms, buyer beware! |
| surgeries are not covered by most health care | | | | |
| plans. Instead, your health care only covers | | | | If you are considering breast augmentation, |
| medically necessary procedures, to wit, a | | | | Mentor Corporation offers the best financing |
| procedure that addresses some health risk | | | | solution. How good is it? They will finance |
| such as cancer, hearing loss and so on. | | | | your procedure in full if you agree to repay |
| | | | the loan with monthly payments for two years. |
| Since health insurance does not cover | | | | The thing that makes it so great is Mentor |
| cosmetic surgery, you need to figure out how | | | | does not charge you any interest! How can |
| to pay for it. Procedures range from $300 or | | | | this be possible? Mentor is a manufacturer of |
| so for simple botox injections to tens of | | | | implants, thus they make there money on the |
| thousands of dollars for major, complex | | | | use of the implants. In practical terms, it |
| reconstructive efforts. Most cosmetic | | | | is similar to car manufacturers offering no |
| procedures fall within the $2,000 to $10,000 | | | | interest financing for new purchases. |
| price range. Regardless of the amount, the | | | | |
| cost represents a lot of money you have to | | | | If all else fails, there is one other option |
| come up with. Plastic surgeons prefer cash, | | | | for financing your cosmetic surgery. Plastic |
| but financing is both expected and accepted. | | | | begets plastic as they like to say. Yes, you |
| | | | can use your credit cards to finance the |
| Financing your cosmetic surgery is actually | | | | procedure you desire. Credit card interest |
| easier than you might think. Many lenders | | | | rates tend to be astronomical, so make sure |
| have recognized the need and created | | | | you understand the rate you will be paying |
| financing products to solve the problem. The | | | | and how the cost will impact your monthly |
| loans range from good deals to nightmares, so | | | | payment. |
| you need to pay close attention to what you | | | | |
| are agreeing to when undertaking financing. | | | | Deciding to undergo cosmetic surgery is just |
| | | | one part of the decision. Figuring out how to |
| You might be surprised to learn that Capital | | | | pay for it is an entirely different issue, |
| One finances cosmetic surgery. Yes, the same | | | | but just as important. |
| company that issues credit cards and has the | | | | |