| The popularity of cosmetic surgery has never been | | | | that issues credit cards and has the funny |
| higher. If you are considering it, financing your | | | | commercials with the Vikings. Capital One offers |
| procedure is something you strongly need to take into | | | | financing up to $25,000 dollars. The loan typically has a |
| account. | | | | term of 5 years and you make monthly payments. |
| Cosmetic surgery is what is known as an elective | | | | Interest rates on the loan depend on your credit. The |
| surgery. The term elective has massive repercussions | | | | company claims it offers rates as low as 1.9 percent |
| when it comes time to pay for the procedure. | | | | interest, but the fine print indicates the rate goes as |
| Specifically, elective surgeries are not covered by | | | | high as 23 percent. In simple terms, buyer beware! |
| most health care plans. Instead, your health care only | | | | If you are considering breast augmentation, Mentor |
| covers medically necessary procedures, to wit, a | | | | Corporation offers the best financing solution. How |
| procedure that addresses some health risk such as | | | | good is it? They will finance your procedure in full if |
| cancer, hearing loss and so on. | | | | you agree to repay the loan with monthly payments |
| Since health insurance does not cover cosmetic | | | | for two years. The thing that makes it so great is |
| surgery, you need to figure out how to pay for it. | | | | Mentor does not charge you any interest! How can |
| Procedures range from $300 or so for simple botox | | | | this be possible? Mentor is a manufacturer of implants, |
| injections to tens of thousands of dollars for major, | | | | thus they make there money on the use of the |
| complex reconstructive efforts. Most cosmetic | | | | implants. In practical terms, it is similar to car |
| procedures fall within the $2,000 to $10,000 price range. | | | | manufacturers offering no interest financing for new |
| Regardless of the amount, the cost represents a lot of | | | | purchases. |
| money you have to come up with. Plastic surgeons | | | | If all else fails, there is one other option for financing |
| prefer cash, but financing is both expected and | | | | your cosmetic surgery. Plastic begets plastic as they |
| accepted. | | | | like to say. Yes, you can use your credit cards to |
| Financing your cosmetic surgery is actually easier than | | | | finance the procedure you desire. Credit card interest |
| you might think. Many lenders have recognized the | | | | rates tend to be astronomical, so make sure you |
| need and created financing products to solve the | | | | understand the rate you will be paying and how the |
| problem. The loans range from good deals to | | | | cost will impact your monthly payment. |
| nightmares, so you need to pay close attention to | | | | Deciding to undergo cosmetic surgery is just one part |
| what you are agreeing to when undertaking financing. | | | | of the decision. Figuring out how to pay for it is an |
| You might be surprised to learn that Capital One | | | | entirely different issue, but just as important. |
| finances cosmetic surgery. Yes, the same company | | | | |